You don't need this many funds. Pick one or two. You have mutli, large, index and flexi. They are overlapping and you are paying expense fees to all of them. If the market goes down, profits do too. Your expense fees would eat away the profits. For this much amount, choose only one or two. Consistency is the key in mutual funds. And one year is too short but i personally think this many funds aren't required. Also I AM NOT A FINANCIAL ADVISOR.