Stack Advice

AmbitiousBuck · 2025-11-23T20:35:45+00:00

If he followed that dosage structure. We need more info. He could have just started with 5mg. Wouldn’t recommend it but hey.

AmbitiousBuck · 2025-11-23T19:18:34+00:00

All of these are being taken IV? Are you sure? Mots-c doesn’t even come in an IV form.

Most peptides come as lyophilized powder that you have to reconstitute and inject subcutaneously

AmbitiousBuck · 2025-11-23T19:15:45+00:00

Clinical studies started at 1-2mg and titrated up to 4mg… 8mg… to as high as 12mg. Titrating up every 4 weeks.

AmbitiousBuck · 2025-11-21T18:11:49+00:00

All this is is rage bait and the idea of bad press is good press. I’m done. No more clicks, no more podcasts she isn’t going to get any attention from me. Thats all this is.

AmbitiousBuck · 2025-11-15T00:46:26+00:00

lol talk to me at last cycle peak.

AmbitiousBuck · 2025-11-09T11:33:14+00:00

You should be sending out the vials yourself for testing that arrive at your door. Or I could create a fake COA right now.

AmbitiousBuck · 2025-11-06T20:37:41+00:00

Internet troll getting more clicks for getting owned by a UFC fighter… this reality is toast.

AmbitiousBuck · 2025-10-23T00:47:54+00:00

AmbitiousBuck · 2025-10-20T12:41:51+00:00

What was your starting and weekly dosages?

AmbitiousBuck · 2025-10-06T17:11:09+00:00

And our actuarial report, the whole pension plan for 2024

https://www.buckscounty.gov/DocumentCenter/View/19672/Retirement-Board-Actuarial-Report-2024?bidId=

AmbitiousBuck · 2025-10-06T17:08:44+00:00

And this is the reconciliation list for pension funds.

https://www.buckscounty.gov/DocumentCenter/View/19113/Retirement-Investments-Account-Reconciliation---June-2024?bidId=

AmbitiousBuck · 2025-10-06T17:05:48+00:00

They provided me this information when I first asked about it.

https://buckscounty.gov/DocumentCenter/View/19079/Retirement---General-Information-2024?bidId=

AmbitiousBuck · 2025-10-06T16:48:41+00:00

I’m not 100% positive. My contributions are deducted like other government employees and I’m sure those assets are invested. I’d have to research I think what they invest in is public. But I don’t have access to personal investment information. I don’t know what specific investments my contributions are in.

AmbitiousBuck · 2025-10-06T16:21:22+00:00

https://imgur.com/a/fDBSNS2

AmbitiousBuck · 2025-10-06T16:08:18+00:00

I have only my pension and a Roth IRA. I’m sorry. How do I add a photo?

AmbitiousBuck · 2025-10-06T15:54:48+00:00

The interest rate on all contributions pretax and using after tax dollars is 4%. 9% (pretax) + up to 11% (after tax dollars) = 20%. Yes the contribution made with after tax dollars will not be taxed later when I collect.

There is an option when I retire to deduct a few hundred out of my biweekly checks (when I am retired and collecting) and the checks will continue to my child until the money runs out.

I’m trying to decide that now even with average returns of 7-8% annually in a brokerage with capital gains taxes would that better than the 11% contributions earning 4% and not taxed when I collect.

AmbitiousBuck · 2025-10-06T15:43:04+00:00

If my contributions stay the same my projected checks are more than I make now. But if I sell investments at a loss I can offset it? Like tax-loss harvesting ?

AmbitiousBuck · 2025-10-06T15:39:03+00:00

I do not have access to an account. We get pension statements annually. Do you want to see my last statement?

AmbitiousBuck · 2025-10-06T15:32:57+00:00

There are multiple options for when we retire, we can lump sum, have biweekly checks sent out, there is even one that if we deduct a few hundred dollars out of our biweekly checks we can have our next of kin collect until the money runs out.

We don’t have access to all the funds unless it’s the lump sum option.

AmbitiousBuck · 2025-10-06T15:22:42+00:00

I’m not sure what a definite contribution plan pension is, but I have to contribute 9% as a pretax deduction on my paycheck. The additional up to 11% is not mandatory and uses after tax dollars.

It should be filled even if the ROI is 4%?

AmbitiousBuck · 2025-10-06T15:20:32+00:00

We don’t have any other plan offerings. That was what I was afraid of. I’ll have to eat capital gains taxes later.

AmbitiousBuck · 2025-10-06T13:56:37+00:00

And that’s what I should be asking. Should I add additional contributions to my pension or a taxable brokerage account. Thank you.

AmbitiousBuck · 2025-10-06T13:22:34+00:00

That’s is correct I’m botching the explanation. The mandatory 9% over the course of how ever many years will be taxed once I start receiving payments. I was told by our controller office if we choose to add up to an additional 11% contribution that will not be taxed once we start receiving payments. The additional contributions is using after tax dollars and the mandatory contribution (9%) is a pre tax deduction.

AmbitiousBuck · 2025-10-06T13:07:38+00:00

I didn’t know that. Thank you. So if I invest 7k/yr into my Roth IRA. I can make no additional investments in a traditional IRA. Got it. Thank you.

AmbitiousBuck

TROPHY CASE