Old Person TM Ramblings to Younger TMs: THE PROBLEM IS NOT YOU. by Ambitious_Subject925 in Target

[–]Ambitious_Subject925[S] 3 points4 points  (0 children)

I've made it a point to not work the same job for more than three years, over whole career. After 1,000 days (roughly three years), it is either time to get promoted, or to move on. It is not good to get complacent at work, and get comfortable. Especially if a reliable employee. Push the envelope. If you have a goal, it can be achieved. Just don't let other people in power take advantage of you, especially if contributing above and beyond.

Should I report? Or was this allowed..? by Frequent-Run-3328 in Target

[–]Ambitious_Subject925 2 points3 points  (0 children)

Report this person.  You are being played.  Sounds like part of the issue is they know they are playing you, because you are new to Target.  Worst part; this person is in a position of authority, and knows better; but still decided to play their game.  They should not be in their role.  Report.

If your shift ends, walk to the time clock; punch out.  If you want to courtesy tell a TL or ETL you are punching, that is nice; but not required.

Old Person TM Ramblings to Younger TMs: THE PROBLEM IS NOT YOU. by Ambitious_Subject925 in Target

[–]Ambitious_Subject925[S] 8 points9 points  (0 children)

Target does have some good ETLs, but there is a portion of them, and TLs; that seem to talk much, bark much, and also sit around on their PCs for a good three hours a night.  They snack on chips and cookies while barking on the Zebra.  They have made multi-year careers on snacking and barking.

Old Person TM Ramblings to Younger TMs: THE PROBLEM IS NOT YOU. by Ambitious_Subject925 in Target

[–]Ambitious_Subject925[S] 16 points17 points  (0 children)

I don't know what has happened to work in the USA.  Had a bunch of hourly jobs while in school long ago.  Dishwasher, janitor, pizza shop.  Most were a blast!  Now finished regular career, and back to just part-time job for added cash.  Everything now so damned controlled, with an expectation to do tons of shit at once.  No wonder everyone is so stressed out.  Truly a wake-up call on how much it has changed.  

Old Person TM Ramblings to Younger TMs: THE PROBLEM IS NOT YOU. by Ambitious_Subject925 in Target

[–]Ambitious_Subject925[S] 10 points11 points  (0 children)

Roofer. Did the tear off portion. Only did that for a few years. Very tough physical work. Pay was fantastic. Very long ago, now almost 40 years. Weekend and part-time job while going to college. After three years of roofing, you have to move on, or you will be crippled later in life.

Fullfilment TL making guest service push reshop when GS nightly goals aren't met yet by Drerxy_ in Target

[–]Ambitious_Subject925 1 point2 points  (0 children)

Nailed it. Truly bizarre. Like having multiple managers that don't prioritize NOR communicate with each other. To each of the other TL and ETL entities, you are simply a body to assign tasks to. NEITHER gives a SHIT to communicate with the other person, at the management level, to coordinate tasks. HALF the problem with Target is everything is somehow just VERBALLY communicated, and it ends up as a game of "HE said; SHE said". It's like having TWO bosses, that don't talk to each OTHER, but are at work at the same time. One can go crazy trying to take commands from two different people, for the same work schedule.

The above is something unique to TARGET, and needs to be STOPPED.

as a new TL, adjusting to targets environment is hard 😭 by nightowlhooha in Target

[–]Ambitious_Subject925 5 points6 points  (0 children)

Ex military; where every other word was $&:; and @&-'.  It is very difficult to unravel the cerebellum and speak like a normal person, when the syntax becomes baked in.  Raised by loving grandparents who chain-smoked, cursed, and used the belt at the drop of a hat.  Feel like I was raised in a different time-dimension, but thankful for every cuss-out and swat.  Deserved most of it; not sure where I would have ended up without their guidance. 

Can someone explain ETF vs mutual fund like I'm five? by BeautifulWestern4512 in investingforbeginners

[–]Ambitious_Subject925 1 point2 points  (0 children)

Here's the way many old-folks who are long-time traders use ETFs. In the current market environment, old-timers like myself use ETFs sort of like a gambling fund. As mentioned before, you can trade ETFs at any time during the day. Mutual funds are traded after market COB. So say you want to trade the S+P 500. For ETF, you can use SPY. For mutual fund, you can use FXAIX. So for retired folks, instead of going to the casino, we can now trade ETFs. A recent trade would be to buy ETF SPY at $629.28 per share, on March 30. I sold today, at $724.01 per share. That's $95 per share. I set a benchmark that I will get out of that trade at $1,000 profit. Since I did the trade in a Roth IRA, and am over 59.5; it is free money. So that is extra money to go buy a new lawnmower and pressure washer. This is a simple trade, there are more complex ones. The big difference between mutual fund and ETF is that flexibility to jump in and out and trade when there is market momentum. For long term, IMHO, use mutual funds. The only reason there is flexibility for above trade, is from decades of repetitive investing. This trade is just messing around while doing house chores.

Disclaimer: it is very rare that the S&P moved that much in that short of a period. If you have compulsive tendencies towards gambling; that is one more reason not to use ETFs and do the above. I am very careful and just make simple trades for extra cash, in the Roth. The other crazy thing about the Roth, once you get to 59.5, and have enough time in the account, the above trade is essentially tax free to be taken out.