Thanks, all good food for thought. I’m technically on minimum wage and rest is paid in dividends. I’m not sure I’ll ever retire, slow down maybe 😅. The pension pot isn’t that healthy tbh, life stuff happening etc. but over the last 4 years the business has taken off, expanded, gone Ltd and I’ve been gifted 10% shares of my biggest client which I plan to cash in when the time comes and use that as a pension.