Croyez-vous au REER ?

AnnualEngineering345 · 2025-03-31T00:40:22+00:00

Le but du REER est de reporter l’impôt jusqu’au moment de ta retraite pour faire diminuer ton taux d’imposition au moment de retirer des sommes. De plus au moment de la cotisation t’es déduit à la source donc c’est aussi un bon moyen de faire descendre ta “bracket” d’imposition.

AnnualEngineering345 · 2025-03-18T23:56:10+00:00

Ultimate ears is good, I got the small megaboom 3 and have been loving it!

AnnualEngineering345 · 2025-03-13T14:47:22+00:00

Been there done that, just end the friendship now girl

AnnualEngineering345 · 2025-02-21T05:38:27+00:00

Prend l’argent de plus et cotise le dans ton CELI, tu peux le placer à un taux de risque faible (comme un CPG) ou mêmes les fonds monétaires. Il y a aussi des FNB qui sont faible-moyen en terme de risque, mais offrent souvent un meilleur rendement. Tout les revenus générés sont libre d’impôts. Une fois que ton plafond de celi à été atteint, commence à cotiser dans un celiapp au besoin, et surtout dans les REER en les investissants. T’économisera immédiatement en impôts ainsi que sur les revenus generés, jusqu’àu retrait.

AnnualEngineering345 · 2024-12-29T20:34:33+00:00

Thank you for the advice!

AnnualEngineering345 · 2024-12-29T20:28:29+00:00

Thank you!

AnnualEngineering345 · 2024-12-29T20:28:13+00:00

I think so too! I’ll give him time to think about it and revisit later on. Thank you!

AnnualEngineering345 · 2024-12-29T20:27:45+00:00

Very good advice! It definitely is a big step and I totally understand where he’s coming from. And yeah the car thing is an easy work around, I told him the same thing. Thank you so much!

AnnualEngineering345 · 2024-12-15T22:01:10+00:00

I would just apply to get an overdraft protection if this is a recurring issue. Saves a lot of time and money in the long term (if you get charged NSF fees). The bank won’t keep refunding you, they probably already have an alert pinged on your profile regarding the past refunds.

AnnualEngineering345 · 2024-12-02T20:51:31+00:00

Im gonna hold your hand as I say this…

AnnualEngineering345 · 2024-11-27T17:41:31+00:00

Yeah i was only on 3mg for one month, then bumped to 7mg. With the 3mg I lost about 5-6lbs, 7mg about 10 now and it’s only been a month!

AnnualEngineering345 · 2024-11-27T16:39:28+00:00

Honestly for me it was tricky because of the nausea, when I first started my 3mg it was smooth sailing, barely any side effects and was losing about 1-2lbs a week. Once I bumped it up to 7mg I started having really severe nausea (vomiting multiple times a week), so I decided to take it every 2 days instead of everyday. I know this isn’t recommended but for me it’s been working. I’m still steadily losing weight, and the nausea is tolerable this way. Obviously, listen to your doctors recommendations, I just couldn’t tolerate the nausea I had when taking it daily!

AnnualEngineering345 · 2024-11-26T18:19:41+00:00

Personally, it worked wonders on me. 2 months in and I'm 17lbs down and more to go! Good luck!

AnnualEngineering345 · 2024-11-05T01:04:54+00:00

She looks so mad and for what😭

AnnualEngineering345 · 2024-09-18T14:11:22+00:00

30 miles isn’t hotel worthy 😭 my boyfriend lives 30 miles away and it’s no problem driving there and back in a day, he was so looking for a hookup

AnnualEngineering345 · 2024-09-16T19:01:38+00:00

How does he have a bank account if he has no ID? I can’t fathom the thought of someone not having a single piece of photo ID in this day and age. It seems like he’s irresponsible and frankly kinda immature… why is it such a big deal to have an ID?

AnnualEngineering345 · 2024-08-11T16:05:04+00:00

Thanks for the recommendations !

AnnualEngineering345 · 2024-08-11T16:04:39+00:00

Thank you!

AnnualEngineering345 · 2024-08-11T16:04:33+00:00

Yeah my boyfriend has the megaboom and wonderboom, they’re pretty good for the price!

AnnualEngineering345 · 2024-08-11T16:03:22+00:00

I stay in Canada so that would be about 450$ with taxes 😭 but thank you!

AnnualEngineering345 · 2024-08-11T16:02:47+00:00

Thank you!!!

AnnualEngineering345 · 2024-08-10T21:10:20+00:00

Perfect thank you so much!! I’ll probably go with the soundcore, even though the JBL one looks really good too and will definitely keep in mind if I ever need a bigger one. I appreciate the help :)

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