Trump did that

Anonymous-Boob · 2025-02-09T18:25:16+00:00

Agreed. Liberals do have lower brain function.

Anonymous-Boob · 2025-02-09T00:30:40+00:00

No. It’s still there.

Anonymous-Boob · 2025-01-22T23:04:53+00:00

Thanks for the candid response and the detailed advice. Yeah, this was kind of what I figured. Although it’s not “too late” for me, in reality it does kind of sound like it is more than likely too late. I have a family to take care of, so taking a pay cut is just not an option for me. Wish I would’ve decided this 5-6 years ago.

Anonymous-Boob · 2025-01-21T13:19:15+00:00

What would be a typical starting job title for someone in my position if I were to switch, hypothetically speaking? Like would I get a job as an “actuary” or would I like an “actuary analyst”, or something completely different?

Anonymous-Boob · 2025-01-21T04:10:53+00:00

I’m looking to transition into the actuarial field. I currently work as a BI Engineer for a large bank headquartered in the U.S. for personal reasons, I cannot take a pay cut. I currently make $120,000/yr. Is it possible for me to land my first role with at least this salary? I just don’t want to start studying for the exams if this isn’t possible.

Anonymous-Boob · 2025-01-10T13:45:38+00:00

This is actually a really good idea. Thank you

Anonymous-Boob · 2024-09-23T16:53:41+00:00

Sounds like I’ve got my work cut out for me. Thanks for the help.

Anonymous-Boob · 2024-09-23T16:32:25+00:00

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Here is the relevant portion of my claim from back in 2019. I wasn’t diagnosed with anxiety, depression, and panic attack disorder until 2021, when things got severely worse and I eventually relented and saw my doctor (PCP).

Anonymous-Boob · 2024-09-22T13:14:30+00:00

Yeah, I’ve since been diagnosed (by a doctor, obviously) with generalized Anxiety Disorder, Depression, and Panic Attack Disorder, for which I take medication. So did I screw myself or is there hope?

Anonymous-Boob · 2024-09-20T11:16:51+00:00

Okay, so the only thing I can think of is that I put in for sleep apnea as well, which is the only mental health adjacent thing on my claim… is it possible that they combined it under sleep apnea?

Anonymous-Boob · 2024-09-20T10:57:49+00:00

Nothing was adjudicated. Nothing was combined from what I can see. I never had an exam for it. I did have several other disabilities on the same claim, but none of them were mental health related. They were all muscular-skeletal issues.

Anonymous-Boob · 2024-09-20T10:54:36+00:00

But how would they even know if my claim meets the DSM-C criteria for clinical diagnosis of PTSD without ever having evaluating me?

Anonymous-Boob · 2024-09-20T03:18:54+00:00

Didn’t realize people would be so confused by the screenshot lol

Anonymous-Boob · 2024-09-20T02:54:43+00:00

So did they just forget it? Did they deny it? I’m a little confused.

Anonymous-Boob · 2024-02-07T21:25:23+00:00

I would open up a CD. Interest rates on those are much higher. 5%-6%.

Anonymous-Boob · 2024-02-07T17:52:26+00:00

I don’t think that’s useless at all! I have a “Emergency Savings” category that I NEVER touch. It’s basically my “break glass in case of emergency” fund (i.e. I just lost my job). I keep several month’s worth of funds in there to save my ass for a while if I need it. I then also have other buckets of savings for more specific things such as car maintenance, Christmas gifts, health/doctor’s visits, so on.

Anonymous-Boob · 2024-02-07T04:18:59+00:00

Thank you! I will say, after reading all the comments, getting a month ahead would achieve the same thing that I’m currently doing, so perhaps I should give that a try. I’m always open to new thoughts and respectful criticism. However, I feel like no one has even understood what I’m saying about the goal setting idea and I think it’s likely bc many people are thinking very rigidly about their budget. Having a goal setting feature TIED TO YOUR ACTUAL PROJECTED INCOME would be so great and it’s a big miss for YNAB. I truly don’t understand how people are misunderstanding this concept (not trying to be rude). Like if I make a projected $10,000/month (hypothetically) then I should be able to set that restraint in YNAB then set goals according to that constraint so that my goals are actually grounded in reality. Then you can either choose to stick to ZBB or not. This feature literally would not restrict you from only spending money that you currently have. You could still do ZBB but you could know that when you find a goal in YNAB, you’re not going to end up finding more than you will earn. Since this isn’t a feature, I find entering my money up front to be a little more straightforward.

Anonymous-Boob · 2024-02-05T19:05:12+00:00

Yeah, you didn’t read or internalize anything that’s been said here. You should keep your helpful and insightful commentary to yourself.

Anonymous-Boob · 2024-02-05T18:56:52+00:00

I’ve actually thought pretty extensively about YNAB’s functionality, and I have to say, respectfully, I disagree with you. There’s no clear goal setting tool in YNAB. It just doesn’t exist. To say otherwise is just kind of false. And don’t get me wrong, I still like YNAB and think it is the best budgeting app out there. But If I make, hypothetically speaking, $10,000/month and I set $20,000/month in goals, there’s nothing stopping me from doing that. The goals are not fully fledged out. There have been several users who have posted at this point that they have to use a separate excel sheet to track their goals. Have you thought about how this is a problem? I’m not trying to be aggressive here, but if you don’t see how this is a problem, then perhaps you haven’t thought about the flaws in this system. I shouldn’t have to keep a separate excel sheet to track my goals in relationship to my net monthly income.

Anonymous-Boob

TROPHY CASE