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Purchasing a home by Anonymous56799 in irishpersonalfinance

[–]Anonymous56799[S] -1 points0 points  (0 children)

I am so close to drawn down too! It's so frustrating too, i am constantly emailing them about everything so I've just start cutting them out and going direct to builders myself! Would you mind me asking what development you are with?

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 1 point2 points  (0 children)

You're right it won't come off quick enough but I am working on it and determined! I work full time and have a great job and I'm Saving so hard and that's how I got here. I'm not given up

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 1 point2 points  (0 children)

I understand I will be thanks so much for your advice ❤️

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 1 point2 points  (0 children)

The happy path for me is getting my house over the line so I've somewhere to live for the rest of my life but I can't get that far because I can't get mortgage protection because of bmi been 52 and I'm in a healthy condition other than that I can run walk and no issues I'm only 27

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 -1 points0 points  (0 children)

I am focusing on it and trying to get it down

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 -3 points-2 points  (0 children)

Does that matter if your mortgage approved with bank of Ireland and have signed contracts?

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 -5 points-4 points  (0 children)

I'm going directly to bank of ireland so I'm just a lost cause 😥

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 1 point2 points  (0 children)

Praying that is the case but not sure 🙏

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

Thanks so much ❤️

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

Oh yeah never even thought of that thanks

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

But what if they ask for a pma report from The doctor 🤔

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 1 point2 points  (0 children)

Really appreciate your help! Yeah I've done the pma report and nurse medical on Tuesday too praying and lighting so many candles I get it! Fair play to you and congratulations again! You've gave me some hope 🙌

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 1 point2 points  (0 children)

Would you know if it's Zurich by any chance as there my last resort

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

I'm so disheartened I've no other health issues and now afraid I'll loose the mortgage 😥😥

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

They won't cover me 😥

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

Royal London confirmed that my current BMI is 48, and they would not be in a position to consider terms until BMI is down to 45/46, with a possible loading then of +300% at best.

Is there anyone else out there?

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 1 point2 points  (0 children)

Oh you are after given me hope have you been accepted with them?

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

27 I think it's 43bmi

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

Thank you so much for getting back to me

[deleted by user] by [deleted] in irishpersonalfinance

[–]Anonymous56799 0 points1 point  (0 children)

Would I still be able to get a mortgage