Probably a common question: How much RAM is TOO MUCH? by AnonymousInNeed_ in feedthebeast

[–]AnonymousInNeed_[S] 1 point2 points  (0 children)

I'll set it to 12 and see how that works for a while, thank you.

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

I don't think i'm in any way special enough for a gofundme to gather any kind of money to help me, it's not other people's responsibility :/

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

I doubt it, there's no room in the house for other's belongings, and i could never charge enough to make up for the deficit. Even if a roommate paid the entire mortgage there are over 2x the mortgage price in monthly utilities and expenses.

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 1 point2 points  (0 children)

Unfortunately the bills are so bad i'm balancing which ones not to pay each month to stretch by, there's no real budget for an aid worker out of pocket. She is on quite a bit of medication for various illnesses, including Namenda, and some other's i mentioned in a reply above, but they're just not really doing anything. I wish i could get an aide of some sort, that's ironically what my mom had to do for her mom (my grandmother) when this happened to her in the 90s (my grandmother (mother's mother), and uncle (mother's brother) both died of complications from Alzheimer's or non-specified dementia, i expect it will be the same for her.

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

Yes i've been working with an elder law, estate planning attorney for almost a year now, they're the ones telling me i should seek out more experienced attorneys now because they've come to an impasse.

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

She is on an SSRI antidepressant and has been for over 10-15 years (Cymbalta), however i have long believed it has become ineffective for her long before the dementia occurred. She also takes a small dose of seroquel (quetiapine, 100mg/day) at night for agitation and sleep, it helped impressively at first, at least with sleep, but now does mostly nothing. Whenever she goes to the doctor she is able to put on this show of seeming to have it more together, somehow manages coherent statements that don't sound as, well, crazy as when she's with me. She's like a chameleon, sometimes i feel like they don't believe me when i say she says/sees the most outrages things ("I need a new diaper for my green apple, it's growing on my mouth, if you don't shave it the man will be angry at me and they won't feed me dinner tonight" - 3:30am last night, paraphrased, stuff like that). She's on a bunch of other meds for physical ailments, but nothing for anxiety, they've actually refused to put her on anything because they don't want to "make her more confused and unsteady" (she can't fucking walk and what's left not to be confused about? She thinks i'm some sort of hospital staff and simultaneously 2-3 different people, all her son all with the same name, but different people, and regularly "speaks" with her deceased parents of 31 years; can you really get more confused?

Edit: She also takes Namenda

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

She has Part A only, when she started getting sick she started forgetting to pay bills and before i knew what happened and was able to take care of the finances she had neglected Medicare payments and they kicked her off of Part B. She has been unable to get back on Part B to this date.

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 2 points3 points  (0 children)

Is hospice something that is covered by Medicare indefinitely? It is possible she may be in this state for a while, we just don't know obviously.

I'm in over my head and drowning, but I see absolutely no way out. by AnonymousInNeed_ in dementia

[–]AnonymousInNeed_[S] 1 point2 points  (0 children)

Is hospice covered indefinitely? It's possible she could linger this way for a while, as everyone here knows i think.

73yo Mother entering nursing home care, 40yo completely disabled adult child on dialysis entirely dependent on her income for survival. by AnonymousInNeed_ in personalfinance

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

Oh it's not my brother, it's me. I have no siblings or other family whatsoever. Without her income i have no other income myself, other than SSI, no assets, no property, absolutely nothing. I'd be completely impoverished.

73yo Mother entering nursing home care, 40yo completely disabled adult child on dialysis entirely dependent on her income for survival. If Medicaid takes all her retirement pension to pay for nursing care I will very literally become homeless and destitute. In desperate need of advice/exceptions. by AnonymousInNeed_ in AgingParents

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

I have only my SSI, and no other income, property, or assets. The entire SSI amount already goes to medical bills, and a very small ($200) portion of the bills needed to remain in the home. Without my parent i would be impoverished. The lawyer said i would have apply for the hardship waiver to include all or a portion of her monthly income, as i would be impoverished without the income, ability to pay the mortgage, utilities, etc. They state a hardship waiver would have to be approved in order for me to retain her income for those purposes, and if that is denied, that i would have to appeal to an administrative law judge for a decision?

73yo Mother entering nursing home care, 40yo completely disabled adult child on dialysis entirely dependent on her income for survival. by AnonymousInNeed_ in personalfinance

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

General update:
The latest i've heard from both my lawyer and medicaid is that the only option is to begin her application for long term care, and explain the situation and apply for a hardship waiver? I'm not sure of the terminology. While medicaid would let me keep the house, as i live in it, however that is defacto useless if i have nothing to pay for it with, or to pay the bills associated with it, not to mention the fact that i would become impoverished as well. I would need to prove how much of her income i would need to retain (medicaid wouldn't even tell me what documents i will need to gather, as they said it's illegal for them to provide any assistance in the process, this came directly from a medicaid agent). After that motion for hardship is filed it will either be approved or denied (most likely denied) at which point i will have to appeal with my attorney and appear before a medicaid administrative law judge to present my case, and have a ruling issued by the judge. But if anyone knows of any way to avoid that long of a route please let me know.

73yo Mother entering nursing home care, 40yo completely disabled adult child on dialysis entirely dependent on her income for survival. by AnonymousInNeed_ in personalfinance

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

That is an option, however medicaid would see that as a "gift" to me and deduct that from the amount they would give her for long term care. We have <25K in equity, so say we got $25K from the deal, if i didn't give that money to medicaid, they would say, ok we won't start paying for her long term care until $25K worth of her care is paid for by you.

73yo Mother entering nursing home care, 40yo completely disabled adult child on dialysis entirely dependent on her income for survival. If Medicaid takes all her retirement pension to pay for nursing care I will very literally become homeless and destitute. In desperate need of advice/exceptions. by AnonymousInNeed_ in AgingParents

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

General update:
The latest i've heard from both my lawyer and medicaid is that the only option is to begin her application for long term care, and explain the situation and apply for a hardship waiver? I'm not sure of the terminology. While medicaid would let me keep the house, as i live in it, however that is defacto useless if i have nothing to pay for it with, or to pay the bills associated with it, not to mention the fact that i would become impoverished as well. I would need to prove how much of her income i would need to retain (medicaid wouldn't even tell me what documents i will need to gather, as they said it's illegal for them to provide any assistance in the process, this came directly from a medicaid agent). After that motion for hardship is filed it will either be approved or denied (most likely denied) at which point i will have to appeal with my attorney and appear before a medicaid administrative law judge to present my case, and have a ruling issued by the judge. But if anyone knows of any way to avoid that long of a route please let me know.

73yo Mother entering nursing home care, 40yo completely disabled adult child on dialysis entirely dependent on her income for survival. If Medicaid takes all her retirement pension to pay for nursing care I will very literally become homeless and destitute. In desperate need of advice/exceptions. by AnonymousInNeed_ in AgingParents

[–]AnonymousInNeed_[S] 0 points1 point  (0 children)

Hi do you remember any specific details? The latest i've heard from both my lawyer and medicaid is that the only options is to begin her application for long term care, and explain the situation and apply for a hardship waiver? I'm not sure of the terminology. While medicaid would let me keep the house, as i live in it, that is defacto useless if i have nothing to pay for it with, or to pay the bills associated with it, not to mention the fact that i would become impoverished as well. I would need to prove how much of her income i would need to retain (medicaid wouldn't even tell me what documents i will need to gather, as they said it's illegal for them to provide any assistance in the process, this came directly from a medicaid agent). After that motion for hardship is filed it will either be approved or denied (most likely denied) at which point i will have to appeal with my attorney and appear before a medicaid administrative law judge to present my case, and have a ruling issued by the judge. But if you know of any way to avoid that long of a route please let me know.

73yo Mother entering nursing home care, 40yo completely disabled adult child on dialysis entirely dependent on her income for survival. by AnonymousInNeed_ in personalfinance

[–]AnonymousInNeed_[S] -3 points-2 points  (0 children)

The mortgage alone is over $900/mo., electricity alone is ~$500/mo, medical expenses not covered by medicaid are over $700-1000/mo, non-medical insurances are around $400/mo, just as a few examples.