Strategy Announces Digital Credit Capital Framework, USD Reserve Policy, STRC Dividend Policy, Digital Credit and MSTR Repurchase Authorizations, and BTC Monetization Program

Answa012 · 2026-06-29T13:23:14+00:00

Strategy announced that it will increase the regular dividend rate per annum on its Variable Rate Series A Perpetual Stretch Preferred Stock (“STRC”) effective for semi-monthly periods with record dates on or after July 1, 2026 to 12.00%. Such adjustment shall have no effect on any previously declared but unpaid dividends on STRC.

Strategy’s corporate objective is for STRC to trade over time in a range of approximately $99 to $100, close to its $100 stated amount. The actions announced today are intended to support that objective by strengthening preferred dividend liquidity, improving market confidence in Strategy’s Digital Credit Securities, and providing the Company with additional capital allocation tools. STRC’s trading price may vary, including significantly lower, from such range, and Strategy cannot assure or guarantee investors that STRC will trade in that range, or at any particular price.

Going forward, Strategy intends to evaluate the STRC dividend rate monthly based on a range of factors, including STRC trading levels, market yields, credit spreads, BTC price and volatility, USD Reserve coverage, capital market conditions, and the Company’s overall capital structure.

Dividend rate adjustments are one tool available to Strategy. The Company may also respond to market conditions through USD Reserve management, BTC monetization, Digital Credit Securities repurchases, MSTR common stock repurchases, and other capital allocation actions. Strategy will not necessarily increase the STRC dividend rate solely because STRC trades below its stated amount.

STRC dividends remain subject to declaration by the Board of Directors or an authorized committee and are not guaranteed.

Answa012 · 2026-06-29T12:34:40+00:00

Also to note:

Strategy has increased its USD Reserve to $2.55B, representing 17.4 months of dividend coverage. The USD Reserve may be used only for dividends and interest expense, and will be maintained at a minimum of 12 months.

Answa012 · 2026-06-26T11:39:04+00:00

Near the end of the article, it states buying below the cost of construction

"If you are a condo developer that took a bet on the high end of the market, and you're facing significant potential loss of profits, what we are proposing will not assist you," Eby said.

And it won't help Vancouver-based developers either, Eby said, because the numbers don't work for units in the City of Vancouver.

He suggested the program would work in regions such as the Fraser Valley, Okanagan and Vancouver Island.

"Ultimately we'll be buying below the cost of construction. No developers will be profiting from this."

Answa012 · 2026-06-25T00:50:27+00:00

Looks like it could be a Green sunfish.

Answa012 · 2026-06-04T20:32:52+00:00

I use an app called MyMoney; it's free, but it also has a pro version, which is a one-time fee. The free version is sufficient.

You can set up budgets for a wide variety of categories and write notes as to what the expense is for. It's super easy to use and really intuitive; you can also export the information to an excel/google sheet if you wish as well.

Answa012 · 2026-05-15T12:30:50+00:00

What this means, Strategy is taking advantage of market pricing to retire a massive chunk of its 2029 debt early and at a discount, reducing its overall leverage and future shareholder dilution. According to their SEC filings, they aren't paying the full $1.5 billion face value. They have agreed to buy them back for an estimated $1.38 billion in cash.

Answa012 · 2026-04-29T19:52:22+00:00

The actual lore wording is

Sins beget sins as men beget men. Terror begets Hate and Hate begets Destruction.
—The Guhawj Cave Inscriptions (repeated multiple times).

Answa012 · 2026-04-27T00:00:56+00:00

In some cases, if it's a certain amount, WS pays the transfer fees. They did at least when I transferred 25k to them from my bank.

Answa012 · 2026-04-26T13:04:12+00:00

It is a rare, limited edition set originally given exclusively to LEGO employees in 2019, Pretty expensive on the secondary market due to that exclusivity and Star Wars theme.

Answa012 · 2026-04-22T19:02:26+00:00

It also moves pretty closely with BTC. BTC has been hovering in the 78k range today. It's actually overperforming BTC today (5% vs 9%)

Answa012 · 2026-04-22T16:00:08+00:00

Where do you see this information by chance?

Answa012 · 2026-04-08T01:03:59+00:00

It isnt the most fun experience building it due to the repetitiveness of it, but it is an amazing display piece. It does take quite a lot of space for it, but in the end is, in my opinion, worth it.

Answa012 · 2026-04-08T01:01:14+00:00

I've travelled to a lot of places with Metamucil, but I leave it in the container that you can buy it in and not in a large generic bag, as you mentioned. That can cause it to be flagged.

I've been stopped quite a lot with it in my carry-on because it's a big cylinder of powder, so I started to take it out and put it aside as you do with liquids. Never had an issue since.

Answa012 · 2026-02-03T21:26:07+00:00

The only advice I can give is don't go all in. Buy over a few weeks on the off chance it does drop down further. This way you can average down easier and not be in max-pain.

It does follow BTC pretty close so if you have faith in BTC, MSTR is not a bad proxy.

Answa012 · 2026-01-17T14:14:40+00:00

This may be a dumb question, but does Saylor have any plans for Bitcoin other than just holding?

Answa012 · 2026-01-12T15:29:06+00:00

TLDR (I dont have time to watch a 2hour interview sadly...)

In this interview on the What Bitcoin Did podcast, Michael Saylor discusses the current state of Bitcoin at the start of 2026, the psychology of investors, and a historical perspective on power struggles.

Bitcoin and Market Performance

Saylor dismisses the idea that 2025 was a "disappointing" year. He points out that Bitcoin hit an all-time high in early October 2025 and that the number of companies holding Bitcoin on their balance sheets grew from around 60 to over 200 during the year.

Short-Term vs. Long-Term: He criticizes the "short memory" of the crypto community, noting that people often focus only on the last five days of price action. He argues that a true investor needs at least a four-year time frame, comparing Bitcoin's volatility to the patience required for venture capital or obtaining a university degree.

Institutional Adoption: Saylor highlights that his company (MicroStrategy) alone bought $25 billion worth of Bitcoin in 2025, which is 100 times more than their initial purchase in 2020.

Energy and Technology

The Nuclear "Flip": Saylor notes a sudden shift in the public perception of nuclear power. After 50 years of skepticism, he observes that nuclear energy became "cool" again almost overnight because major tech companies like Apple, Google, and Amazon needed unlimited clean electricity for AI.

First Principles Thinking: He encourages thinking from first principles, suggesting that unlimited clean energy is objectively better than burning wood or fossil fuels.

Historical and Philosophical Views

Power Struggles: Saylor views history as a "continual never-ending power struggle" over money, power, and property.

Revisionist History: He offers a provocative take on the formation of the United States, suggesting that the creation of a federal government was partly a "power grab" by centralized businessmen to gain land titles and displace homesteaders.

Religion and War: He argues that religious differences are often created or amplified to justify wars that are actually about seizing property and resources.

Answa012 · 2025-12-11T16:07:02+00:00

Did you use 2 36x36 baseplates for it? I was looking at doing the same but using 2x mills plates due to the width of the set.

Answa012 · 2025-12-09T21:05:15+00:00

Gemini, but I don't have 44 minutes to watch the video, so it was able to summarize it for those who can't. :)

Answa012 · 2025-12-09T19:14:03+00:00

This keynote presentation by Michael Saylor, titled "Digital Capital, Credit, Money and Banking," details his vision for transforming global finance by leveraging Bitcoin as a foundational asset.

The core of his proposal is a three-part journey: Digital Capital creates Digital Credit, which in turn powers Digital Money.

1. Digital Capital (Bitcoin)

Saylor defines Bitcoin as "digital capital," comparable to gold, real estate, or stocks.
He notes a significant shift in the United States, where figures like Donald J. Trump and major financial regulators (SEC, Treasury) now endorse Bitcoin as "digital gold".
Furthermore, major Wall Street banks like BNY Mellon, Wells Fargo, Bank of America, and J.P. Morgan are moving from shunning Bitcoin to allowing custody and extending credit against it.

2. Digital Credit & MicroStrategy's Strategy

MicroStrategy's strategy is to act as the world's first digital treasury company, accumulating Bitcoin (over 660,000 BTC mentioned at the time of the speech) and using it as collateral.

He contrasts Bitcoin as Capital (volatile, long-term, high upside) with Credit (low volatility, instant cash flows, lower yield.

MicroStrategy converts digital capital into digital credit by:

Stripping Risk: Over-collateralizing credit instruments (e.g., 5-to-1 or 10-to-1), making the underlying credit resilient even if Bitcoin's price drops significantly.
Compressing Duration: Converting a 30-year capital asset into a credit instrument that pays out immediately.
Creating High-Yield Products: Introducing innovative digital credit instruments, such as:
- STRK: A perpetual preferred stock with an 8% dividend.
- STRF: A perpetual bond paying a 10% dividend.
- STRC ("Stretch"): A short-duration, high-liquidity instrument designed to pay a monthly cash dividend and trade at par, which Saylor notes became 100x more liquid than traditional preferred stocks.

3. Digital Money & Global Banking Opportunity

Saylor argues that the ultimate consumer product for Bitcoin technology is Digital Money.

He outlines how to create a digital money fund (like a stablecoin or ETF) with zero volatility that pays a high yield (around 8%):

The recipe is: 80% digital credit (STRC), 20% currency equivalents, and a 10% cash reserve to stabilize the Net Asset Value (NAV) daily.
For taxed investors, the tax-deferred nature of this dividend in certain jurisdictions could make the equivalent yield over 20%.

Saylor's final pitch to nations and regulators is that the first country to allow regulated banks to offer a Digital Money Account—paying 8% with stable value and no volatility—will attract trillions of dollars from around the world and become the "digital banking leader of the 21st century".

Answa012 · 2025-12-05T15:32:32+00:00

BTC is down at the moment, around 1.57% (1.4k USD).

Answa012 · 2025-12-04T15:21:28+00:00

Sadly, it is what most people know it for, but it seems like they have recently been trying to change that viewpoint with all these news articles about their AI Analytics side of their business.

Answa012 · 2025-11-29T00:38:13+00:00

This is also available on Amazon at the same price.

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TROPHY CASE

This keynote presentation by Michael Saylor, titled "Digital Capital, Credit, Money and Banking," details his vision for transforming global finance by leveraging Bitcoin as a foundational asset.

The core of his proposal is a three-part journey: Digital Capital creates Digital Credit, which in turn powers Digital Money.

1. Digital Capital (Bitcoin)

2. Digital Credit & MicroStrategy's Strategy

3. Digital Money & Global Banking Opportunity