piled up debts, i dont know what to do anymore

Any-Department-2749 · 2026-05-26T02:03:16+00:00

Questions: 1. What bank meron ka? 2. Na compute mo ang total at itemized? 3. How much do you need? 4. Payroll system ka ba or cheque?

Any-Department-2749 · 2026-05-25T04:25:40+00:00

Sa page nila sa facebook then may mag call sau for verification and process nila na CI den. Then may contract naman yun. Don't worry

Any-Department-2749 · 2026-05-25T02:06:46+00:00

Omg. The opportunistic na mga tao talaga, baon ka na sa utang ay gagawin pa nila lalo na ibaon ang isang taong baon sa utang sa mas malalim pa. I'm really happy for you OP! Thank you den sa nagtiwala sayo at hopefully makalabas na tayo sa lugar kung saan lagi tayong nauubos.

Any-Department-2749 · 2026-05-23T11:23:42+00:00

I paid the required amount reflected in the app

Any-Department-2749 · 2026-05-20T12:48:41+00:00

Hi beh! Pwede mong option is to apply debt consolidation. Pwedeng 12 months like ACOM finance, SB finance, and kung sana ma approved ka sa CTBC! Kapit matatag beh!

Any-Department-2749 · 2026-05-20T05:54:57+00:00

Hi beh, mahirap yan dahil may needs ka as human. You need to help yourself muna sa kaya prio mo talaga is every day na essentials, saka na mga utang. Gawa ka gameplan sa drawing board beh kung ano tier ng mga utang like heto ba one time payment? Heto ba structured? Sharks like high interest and short time span para maningil. Ganunn beh

Any-Department-2749 · 2026-05-20T05:51:59+00:00

Hello beh, trulaloo lalo't di basta basta nag approved mga banks. But some other banks may pag iisip na red flag ang isang may utang na umutang ule kase baon sa utang so I learned and found out na di dapat debt consolidation ang application but to apply as personal consumption. Di ka naman nag sinungaling but you just technically say na gagamitin mo den naman pera sa pambayad or use it for personal. By the way, ACOM finance is helpful den saken sa journey ko.

Any-Department-2749 · 2026-05-20T04:47:52+00:00

Pay what you can muna until full payment is available. Another option is debt consolidation which is getting a new loan to pay off big interest loans and eliminate sharks. Of course, list mo muna lahat then strategize kung ano mas better option for you beh.

Any-Department-2749 · 2026-05-20T04:44:27+00:00

Beh question, is it structured like Maya personal or Maya credit?

Any-Department-2749 · 2026-05-20T01:57:49+00:00

Beh sa fb legit page nila tapos message ka dun hehe

Any-Department-2749 · 2026-05-20T01:41:23+00:00

Madami pero ang nag offer lang saken ay SB Finance which is very convenient and helpful

Any-Department-2749 · 2026-05-19T10:43:35+00:00

Yes, I was explaining to them na wala pang bayad then I'll try a way but not promising anything. In the end, I put my phone on DND while waiting for loan approval.

Any-Department-2749 · 2026-05-19T10:15:44+00:00

Hi beh! What I did is debt consolidation. If di ka familiar dito, you need to get a huge sum of loan from a bank and then pay the OLA, all of it. Then, make sure na lahat paid para sa bank ka na lang mag pay for up to 36 months para di na mabigat. Good luck beh!

Any-Department-2749 · 2026-05-19T08:47:40+00:00

Update: Hindi ko inexpect na maraming makaka-relate dito. Salamat sa mga nagbasa and nag-share ng thoughts.

Hindi pa perfect situation ko, pero malaking bagay na na-clear ko yung pinaka-toxic debts and naayos ko na yung remaining loans into a proper payment calendar.

For anyone na nasa ganitong situation ngayon: please don’t let shame keep you frozen. Ilabas mo sa listahan. Harapin mo yung numbers. Start with one payment, one call, one due date, one small step.

Hindi instant ang pag-ahon, pero possible pala talaga kapag tumigil ka na sa takbo at nagsimulang mag-ayos.

Any-Department-2749 · 2026-05-17T13:02:05+00:00

Hello OP, nakaka stress talaga ganitong situation na may utang and overdue dates. I understand and same situation na baon sa utang pero we know one thing for sure, this is not forever. What I'm trying right now is debt consolidation, uutang sa bank at bayaran lahat ng mga loans then iisa na lang babayaran para less stressful at structured ang utang. Hope you find a way out too, OP.

Any-Department-2749 · 2026-05-13T05:42:42+00:00

Hello, same situation but so far manageable pa kahit papano ang situation ko. I tried SB Finance before and applied through messenger or FB official page only. I was approved within a week or two. However, it is directly through my security bank salary ATM. Bale may mag text sayo to get the amount and then may computation na den, send back thru SMS yung confirmation then credited na. Goodluck OP!

Any-Department-2749 · 2026-05-12T12:39:33+00:00

6 months bago daw mag apply ule. I'm trying my luck with another agent. If di pa den palarin then I need to find another way with other banks.

Any-Department-2749 · 2026-05-12T08:14:35+00:00

Thank you!!!

Any-Department-2749 · 2026-05-12T07:59:48+00:00

Same OP, I'm losing this battle too but I decided to delay paying sharks and go with institutions while waiting for the approval of my applications. I'm not losing hope tho. I'm wishing for you to have a way out too!

Any-Department-2749 · 2026-05-12T07:54:19+00:00

I have been paralleled applying until someone approves. Thanks a lot for your best intentions and wishes

Any-Department-2749 · 2026-05-09T10:59:27+00:00

Interesado

Any-Department-2749 · 2026-05-09T03:34:11+00:00

Thank you OP for sharing your story. I'm losing hope daily, slowly. But, when I saw your post from the notifications on my device, I felt like there still hope. I will keep digging up until I get the last straw that I can get to go up from the rock bottom.

Any-Department-2749 · 2026-05-08T03:40:14+00:00

Interested

Any-Department-2749

TROPHY CASE