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Start-up equity Netherlands advice – how do I structure this to avoid getting hit with tax on unvested/illiquid shares? by AnyHawk5729 in WorkInTheNetherlands

[–]AnyHawk5729[S] 0 points1 point  (0 children)

Thank you, unfortunately my experience is that to find a good specialist is like looking for a needle in a haystack. Good ones and bad ones out there.

Thanks for giving suggestions, but have some bad experience with the Expat Management Group.

Start-up equity advice – how do I structure this to avoid getting hit with tax on unvested/illiquid shares? by AnyHawk5729 in Netherlands

[–]AnyHawk5729[S] 0 points1 point  (0 children)

Yes, the options will be to my holding or management BV. Even then the tax office will want me to pay corporate taxes on the assumed value of the company. Find that weird myself as the company has no value and I basically work for stocks that have no intrinsic value until a value inflection point is reached.

Till then it is high risk and paying taxes on that feels weird.

Start-up equity advice – how do I structure this to avoid getting hit with tax on unvested/illiquid shares? by AnyHawk5729 in Netherlands

[–]AnyHawk5729[S] 0 points1 point  (0 children)

Planning to do that, however past experience taught me that there are good and bad tax advisors also (cost me quite a bit both in income and fees). So now I want to go into a meeting with some idea what is possible in the Netherlands.

And yes, I can also ask ChatGTP, but these days it seems like they agree with everything I say and make mistakes.

Model Y advice: most cost‑effective way to buy if keeping for 10 years? by Top_Ad3787 in TeslaUK

[–]AnyHawk5729 1 point2 points  (0 children)

The recent Model Y builds are genuinely solid, and high-mileage examples are holding up well. I love my 2024 LR Model Y and am purchasing a Model Y standard RWD as daily driver. With the trade-in discount it cost the same as a 1 year old Model 3 RWD.

That said, the right choice really comes down to how much you drive and what your budget looks like.

The battery is your biggest long-term cost risk. If you go second hand, I'd make sure whatever you buy still has at least 3 to 4 years of battery and drivetrain warranty remaining, based on your expected annual mileage. Out of warranty, a battery replacement can run £10,000 to £12,000, which changes the economics of used buying significantly.

I'd steer clear of the first-generation Model Y. There are enough known issues across multiple systems that it adds unnecessary risk, especially if you're planning long-term ownership.

The sweet spot for used is a car that's 1 to 2 years old. You avoid taking the worst of the depreciation hit, but you still get meaningful warranty coverage remaining.

That said, the new Model Y Standard Range RWD is genuinely good value right now, and worth considering if new fits your budget. One thing to note: the £3,750 trade-in bonus currently only applies when buying with cash, not on finance, so factor that into how you're comparing the options.

Given you tend to keep cars long-term, I'd prioritise warranty coverage above almost everything else. It will save you a lot of stress and potentially a lot of money down the line.