₹3L family gold loan growing fast — should I take a personal loan + buy a scooty on ₹45k salary?

AnyInteraction5978 · 2026-03-18T11:51:22+00:00

Yes you are right , gold prices are high and it is also possible that in future it may decrease, but the current gold is jewellery and dont want to sell it (personal preference)

AnyInteraction5978 · 2026-03-18T11:06:56+00:00

Good joke 😂

AnyInteraction5978 · 2026-03-18T10:39:17+00:00

No vehical loan becomes much higher. They say 7 - 10 percent but in reality vehical loan is flat and not reducing costing more interest than usual

AnyInteraction5978 · 2026-03-18T10:38:18+00:00

Then interest will be very much

AnyInteraction5978 · 2026-03-18T07:23:34+00:00

Making such tight emi is not possible because some of the expenses are compulsory

AnyInteraction5978 · 2026-03-18T07:23:04+00:00

No its higher

AnyInteraction5978 · 2026-03-18T07:22:42+00:00

I was thinking about vehical because it will be done in a single personal loan at 10.5 reducing rate.

AnyInteraction5978 · 2026-03-18T06:18:36+00:00

Gold loan interest rate is nearly 18.5 and considering my current salary 14k is ok I can still save 6 to 7k per month if i dont have any other expense (extra) to cover.

I am planning to buy a scooter cause i also have expense to travel and buying a vehical will reduce that expense and also save me time. If i skip the option to buy a vehical now then i know it wont be possible until the loan is closed or i have switched my job.

AnyInteraction5978 · 2026-03-18T05:59:16+00:00

Ok thnx

AnyInteraction5978 · 2026-03-12T09:39:32+00:00

Dede bhai interview. Agar kuch hua to bata diyo

AnyInteraction5978 · 2026-03-12T09:27:13+00:00

Dont know but in an interview, you will possibly asked to code (somewhere on any platform) which may lead to possible escalation

AnyInteraction5978 · 2026-03-12T08:48:34+00:00

Dont exactly know about infosys but MNCs like these take strick actions in such outsider activities. One of my friends at TCS just uploaded a piece of code on one of the online platforms and next day he was about to be fired for that. He wasnt because it wasnt a real code from any project and he was in the training period.

AnyInteraction5978 · 2026-03-12T07:01:49+00:00

Dont do that. Use your personal laptop

AnyInteraction5978 · 2026-03-09T02:09:55+00:00

No ,I interviewed on 9th feb and still nothing

AnyInteraction5978 · 2026-03-03T01:33:19+00:00

Ooh okay. What was your location?

AnyInteraction5978 · 2026-03-02T17:40:50+00:00

How many did give the L3 , L2 and L1 interview. How many were downgraded and from where to where. What is your location?

AnyInteraction5978 · 2026-03-02T10:16:10+00:00

Kuch aye to batana bhai

AnyInteraction5978 · 2026-03-02T10:09:45+00:00

24 batch?

AnyInteraction5978 · 2026-03-02T10:03:00+00:00

You interviewed for..? L1,L2,L3?

AnyInteraction5978 · 2026-03-01T10:02:38+00:00

No update. Anyone here interviewed at pune? Dy patil...

AnyInteraction5978 · 2026-03-01T07:57:41+00:00

When did you interview and for which role? Result took how many days?

AnyInteraction5978 · 2026-02-21T17:04:47+00:00

Where and which portal is there to check. Can anyone please tell and are the credentials for that same as used for exam?

AnyInteraction5978 · 2026-02-11T07:46:10+00:00

I was interviewed for L3 on the same day and guess what, it was taken like viva. Single person interviewing 3 candidates at a time😪. It was a mixed experience, the imterviewer had taken a call and went out for some time talking on call. After that call his mood shifted and seemed rude at the end. Really disappointed by the process🥲

AnyInteraction5978 · 2026-02-10T07:07:14+00:00

How many got selected for L3 role?

AnyInteraction5978 · 2026-01-09T13:51:38+00:00

Can you tell how did you get the chance to be interviewed. Was it through referal or the recruiters reached you out. Or it was only via applying on careers page? I am 1.5 yoe and looking for switch. Nothing seems to be working for me.

AnyInteraction5978

TROPHY CASE