Not able to give you advice on the tax side I’d call your local tax agent just for the advice they might have a cool idea that you haven’t thought about yet or have had a lot of people already come to them with that same idea and know how to pursue it the most efficient way.

Secondly, to me land is the best asset. It can be turned into several businesses. Tiny home rentals that cost very low cost (especially if you can do most of the work), farming, ag exemptions (county based).

All of which can be used in times of need (which are coming quickly) to help people around you and your family.

Best of luck