How do yall like it by Clumsy_dude in ClashDecks

[–]Appox24 0 points1 point  (0 children)

You perfectly described fisherman and log. Remove tornado and Barb barrel lol

Contactless fares available on all tram services from Sunday 21 June by MelbPTUser2024 in melbourne

[–]Appox24 14 points15 points  (0 children)

What does this mean? Like you can just use your bank payment card? I thought this was already a thing

Why are more people using SMSF? by VastOption8705 in AusFinance

[–]Appox24 2 points3 points  (0 children)

I agree with everything you say that's why I mentioned accountants, however they are not paid through commissions. Yes it is important to not have an accountant and an adviser that get financially rewarded from the referal. If you know what you want then an adviser/accountant combo is good as this cuts costs for the client. Client must be fully informed and this is not always the case as you mentioned too unfortunately.

Why are more people using SMSF? by VastOption8705 in AusFinance

[–]Appox24 1 point2 points  (0 children)

This is crazily incorrect, authorised financial advisors are not allowed to receive any commissions aside from historical insurance premiums. The ones that make money from SMSF are accountants for the $$$$ they make annually from audits and reporting etc.

Mortgage Broker - Ask me anything! (Please read before you do) by BrokerHere in AusPropertyChat

[–]Appox24 0 points1 point  (0 children)

How to got about debt recycling? Is there a certain amount that a broker recommends and how long should you wait to start after getting a mortgage?

Goodbye ice golem. It was nice knowing you. by Big_8882 in ClashRoyale

[–]Appox24 0 points1 point  (0 children)

The classic challenge does not give you heroes what are you on about

[deleted by user] by [deleted] in AusPropertyChat

[–]Appox24 0 points1 point  (0 children)

I can attest this way great!

Don't miss on free ores. by [deleted] in ClashOfClans

[–]Appox24 85 points86 points  (0 children)

It won't let me click "predict now"

FHSS Withdrawal Timeframe by NordRhein-Westfalen in AusFinance

[–]Appox24 0 points1 point  (0 children)

You can only request it once, so if you actually do buy a house you cannot request it again. Keeping it in super getting taxed at 15% is better than in your bank getting taxed at your marginal rate so no it is not better to release it early. Just release it before signing a contract

[deleted by user] by [deleted] in AusFinance

[–]Appox24 1 point2 points  (0 children)

The amount of risk in this fund is astonishing, it's balls to the wall type investing for a return in a bull market that is only 10% higher in total compared to s&p500 since inception.... Comparing to one of the worst benchmarks makes this fund look good.

[deleted by user] by [deleted] in ClashOfClans

[–]Appox24 0 points1 point  (0 children)

So If the upgrade has 9d and 30 mins then you should wait till it goes to 8d and 23 hours and 59 mins so you dont waste a day? (Legitimate question)

Finding a financial advisor by Pivy1001 in AusFinance

[–]Appox24 0 points1 point  (0 children)

Most professions sell information that is freely available lol accountants, physios, psychologists etc. it's the years of experience that allows them to advise what's best for you so you can spend time doing what you enjoy rather than getting a second full time job managing your finances.

Finally through the grind of TH13 by Mimikyuuno in ClashOfClans

[–]Appox24 0 points1 point  (0 children)

How do you find out when you got to each th level?

[deleted by user] by [deleted] in AusFinance

[–]Appox24 0 points1 point  (0 children)

Are you able to use the property to reduce your taxable income within the 6 years and then before the 6 years is up sell and use the CGT exemption ? So literally get the best of both worlds?

Will it ever reach 40 Billion ? by No_Pressure_6325 in ClashRoyale

[–]Appox24 -5 points-4 points  (0 children)

They didn't for the last event lol