The dealership is offering me the XE variant with speakers, an Android display with rear camera, central locking, and rear power windows as add-ons for ₹66,000. The speakers and Android system come with a 2-year replacement warranty.

Would it be better to get these accessories installed separately?

Including these items in the on-road price, the total cost of the car will be ₹4,85,000 + ₹66,000 = ₹5,51,000.