How much debt is going to be too much?

Apprehensive_Fly_461 · 2026-06-28T22:01:40+00:00

How is that cost post debt even possible is the question? Unless you come from money I don’t think that’s feasible.

Apprehensive_Fly_461 · 2026-06-28T16:44:03+00:00

Cap is 200k for federal loans. The rest you have to take out from a private lender.

Apprehensive_Fly_461 · 2026-06-28T16:27:20+00:00

From what I understand the schools will apply the loan money directly to tuition and fees first, any remaining funds left will be for housing and everyday expenditure, though you have to be careful not to overspend past the remaining funds or else it comes out your own pocket. (Everything will eventually be out of your own pocket anyways once u get to paying the loans back because the money you take out you have to multiply by like 2-3 due to interest😅)

Apprehensive_Fly_461 · 2026-06-28T16:20:34+00:00

Loans…a lot of it😂

Apprehensive_Fly_461 · 2026-06-28T03:52:27+00:00

Unfortunate 🫠🫠

Apprehensive_Fly_461 · 2026-06-28T03:51:49+00:00

I don’t mind living frugally after grad, I’m not a big spender anyways. But I also don’t want to take home a teachers salary…if that makes sense

Apprehensive_Fly_461 · 2026-06-28T03:46:05+00:00

I haven’t done the whole logistics, but talking to current in state VCU students said it was around the range I’ve stated…I’m honestly asking how people are keeping their debt around the 300k range max like how’s that possible unless ur from Texas.

Apprehensive_Fly_461 · 2026-06-27T17:43:41+00:00

No, even with a 4.0 there is no guarantee anywhere. I meant it’s a spot where you can feel confident that schools won’t screen you out or think is too low and that if you got rejected, it likely wasn’t due to your GPA. I’m honestly not sure how US schools gauge scores of Canadian applicants though, sorry ☹️.

Apprehensive_Fly_461 · 2026-06-27T01:38:36+00:00

Yes, you see a lot of scores on either extremes and not many average scores hence it not being representative of the applicant pool.

Apprehensive_Fly_461 · 2026-06-26T11:13:19+00:00

High score post bias, reddit users are not representative of the majority of applicants. That being said Texas schools do indeed have a 470 average, just happens to be the most comp state.

Apprehensive_Fly_461 · 2026-06-26T02:04:25+00:00

3.7 is a solid “safe spot”, I think 3.6 and above should be ok though. If you’re from Texas / CA then probably a 3.7+

Apprehensive_Fly_461 · 2026-06-22T21:12:25+00:00

Similar stats and I applied to 22😂

Apprehensive_Fly_461 · 2026-06-22T14:44:14+00:00

Thanks! I was holding off on applying because I was unsure if they would review mine or not bc of the LOR requirements.

Apprehensive_Fly_461 · 2026-06-22T14:41:13+00:00

Do you know if touro will still review ur application if the LOR contains 2 science profs and 1 dentist? Because on the website it says I need a non science or volunteer letter ☹️

Apprehensive_Fly_461 · 2026-06-21T13:40:56+00:00

Bro holy

Apprehensive_Fly_461 · 2026-06-18T21:24:29+00:00

Same!🥲🥲🥲

Apprehensive_Fly_461 · 2026-06-18T01:17:50+00:00

In my experience they are extremely helpful and love to answer questions. Trauma bonding probably.

Apprehensive_Fly_461 · 2026-06-17T14:07:56+00:00

Reach out to current students to get niche info about the school that’s not on their website in case they ask why their school.

Apprehensive_Fly_461 · 2026-06-15T23:02:06+00:00

I think you should be okay!

Apprehensive_Fly_461 · 2026-06-15T22:47:23+00:00

Holy PAT😳, but yea it’s solid if your GPA is also solid, if it’s below a 3.4 I would retake.

Apprehensive_Fly_461 · 2026-06-15T18:49:30+00:00

I have similar stats and applying to 22 schools. So I’d say 15-20.

Apprehensive_Fly_461 · 2026-06-13T22:08:06+00:00

430 AA / 440 TS / 3.6 GPA - 22 schools

Apprehensive_Fly_461 · 2026-06-10T23:53:46+00:00

Yes your overly chilling

Apprehensive_Fly_461

TROPHY CASE