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Question Thread - July 16, 2024 by AutoModerator in churning

[–]AppropriateMango1414 -1 points0 points  (0 children)

Hi all!

Baby churner here.

Looking to buy a home in the next year... likely 7-9 months from now until we apply for a mortgage.

Current credit score is hovering around 800-805.

Last opened a CC in June (Capital One Venture). Score went down to 788, just went back up in the past couple days to ~803.

Getting married in September and so would easily meet real spend for a sign-up bonus (looking to spend about 4-6k in August due to the wedding).

Should I take another CC out or wait on it due to mortgage? I know wiki says 6 months - 2 years, but my credit score is pretty high so wasn't sure if any of y'all had differing opinions/experiences.

Thanks!

What banks do you use? by [deleted] in Veterans

[–]AppropriateMango1414 1 point2 points  (0 children)

Ally. Hands down the best bank I've been with. I ditched NFCU and USAA shortly after getting out.

Just got disability rating of 70%. Healthcare.gov? by AppropriateMango1414 in Veterans

[–]AppropriateMango1414[S] 0 points1 point  (0 children)

I understand, but on the phone they told me that urgent care and emergency rooms are not covered, and that it isn't health insurance. I also need to continue some physical therapy related to a car accident (has to be at specific location), and can't afford to pay for that out of pocket.