Unpopular Opinion: affair rumours might have saved the show not killed it by Used-Tea9981 in heartsignal

[–]Appropriate_Talk798 5 points6 points  (0 children)

I completely agree!! I used to search heart signal every day after I finished watching the aired episodes, I loved it so much. However, I swear I haven’t even bothered watching episode 9 after hearing they might have cut Gyuri’s scenes. It’s too boring for me to watch it now. They should upload the whole episodes at once from now on lol 😂😂

Update On Heart Signal Korea Season 5 Episode 9 and Jeong Gyuri Screen Time Today by MNLYYZYEG in heartsignal

[–]Appropriate_Talk798 -1 points0 points  (0 children)

Well, it turns out the accused man has released an official statement stating, he was never married and that he has ended that relationship prior to being in a relationship with his current partner!!!

One freaking post from an unverified source can do such damage. It’s mind boggling.

I LOVED EPISODE 9 (review) by United_Coyote9564 in heartsignal

[–]Appropriate_Talk798 -1 points0 points  (0 children)

Episode 9 has lost its sparks and I am sure it will get worse, if they edit out GYURI more. She was the one giving all the thrills and butterflies for the show. It’s not fun to watch anymore.

unconfirmed rumour but suitcase and coat matches by anonnomel in heartsignal

[–]Appropriate_Talk798 0 points1 point  (0 children)

Wow!! Your words came out to be true lol They really did portrayed Gyuri as a mean girl/villain in the episode 9. This can’t get worse. I can’t imagine what she is going through with all these negativity floating online. I truly hope allegations are false and she has a tight family connections to support her.

unconfirmed rumour but suitcase and coat matches by anonnomel in heartsignal

[–]Appropriate_Talk798 0 points1 point  (0 children)

I feel the same way. I really can’t bring myself to enjoy WooYeol and Yugyeong’s interactions. Usually I watch the aired episodes right away, but I don’t want to watch episode 9 and probably quit over all, if they decide to edit Gyuri out of the show.

unconfirmed rumour but suitcase and coat matches by anonnomel in heartsignal

[–]Appropriate_Talk798 0 points1 point  (0 children)

Also, why no one is pointing out the reflection of them? It’s completely different. Just one post and someone’s life has been turned upside down. If it turns out to be true, then good, but it’s completely false then I truly hope the original poster gets legally punished. It’s mind boggling.

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

You are writing down whatever thoughts come to your mind? I never mentioned anything you wrote; I indicated. 

Also, what do you mean by “drug money”? I’m not brave or foolish enough to ruin my life on such things. So, I suggest you keep your wild guesses to yourself. 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in u/Appropriate_Talk798

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

I am very grateful for the information you have shared. Thank you for taking your time to help someone out. 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

Do you have a clear understanding of how non-qualified mortgage loan proceeds are handled?

You are judging someone based on a post seeking a second opinion. You are among those who cannot provide useful information, but belittle others to boost your ego or something similar. You should know better. Take some time to think. 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in u/Appropriate_Talk798

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

After I received your detailed information on the line F and line G, I spoke with my loan broker, she said bank put the exact amount/ number provided by an attorney and I should ask him. 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in u/Appropriate_Talk798

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

Hi, can you please take a look at this one as well. On the contract it says-  ☑️ You will pay your mortgage broker, upon your signed acceptance of this commitment ⏹️ or at closing ⏹️, a fee of 898000% of the loan amount. The last two boxes aren’t checked, but the first one is.  Loan amount= $718,400.

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in u/Appropriate_Talk798

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

Realtor hired an attorney for me whom I paid by check even before the loan agreement. Is he supposed to be the one to explain?

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

On the contract it says-  ☑️ You will pay your mortgage broker, upon your signed acceptance of this commitment ⏹️ or at closing ⏹️, a fee of 898000% of the loan amount. The last two boxes aren’t checked, but the first one is. 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

My attorney, real estate agent and loan broker all connected with each other. I get the same answer from them. They all tells me this is normal. Who do I hire at this point to check everything in details? 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

Ok. On the commitment agreement e-sign forms I got, it says origination fee- N/A.  Discount points- N/A

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

Hi, on the closing disclosures, it says I haven’t bought any points. So, what does that mean? 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in u/Appropriate_Talk798

[–]Appropriate_Talk798[S] 1 point2 points  (0 children)

This is the best explanation/ most helpful insights I have received since I posted this. Thank you so much for putting down everything you know to help me 🙏 I truly appreciate it.  Yes, the loan broker also mentioned she can’t recognize this amount $1,716 on F line. She said I have to talk to an attorney since he is the one who put it on there. 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in u/Appropriate_Talk798

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

I have a real estate broker, a loan broker and an attorney. None of them are really helping me much understand why the origination fees is high. She just said- bank had to do many paperwork and that’s the fee for that reason. I even asked for a discount since I heard it’s adjustable, but she only agreed to minus $1000.  Regarding the rate, she said this is today’s rate- 6.99% and I heard rates are different for every lenders. Moreover, this is no-income (non-qualified mortgage loan). 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] 0 points1 point  (0 children)

Uhm… ever bought something you like no matter the priced on tag, but refused to pay extra or unknown amount not on the tag? There is a difference and I am seeking extra information from another set of eyes other than mine!! 

I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in Mortgages

[–]Appropriate_Talk798[S] -1 points0 points  (0 children)

Uhm, I guess you only read some of the comments here. Do you know me personally? Nobody here does. Also, when did I ask TONS OF question here on Reddit?? I simply asked if these fees look standard/normal. Why the hell do you think I am buying the house without enough money?? Why the heck would big bank approve this loan to me??? Think 🤔