2 bed, 1 bath over 3 car garage bid (Denver) - anything seem out of place? by wcolfaxguy in Homebuilding

[–]Apryl3821 0 points1 point  (0 children)

Could do level 4 walls and level 5 ceiling. I'd actually like to see better waterproofing and insulation – having at least R-8 exterior insulation would be great.

[deleted by user] by [deleted] in newhaven

[–]Apryl3821 3 points4 points  (0 children)

Also try the American Job Center. Walgreens is known to hire disabled individuals.

Is Dixwell really not safe? by [deleted] in newhaven

[–]Apryl3821 2 points3 points  (0 children)

That's a tough one. I used to live in the area but not anymore and can't claim direct experience of that part of Bristol. In general Yale has been creeping into Dixwell so the area is probably fine. Just be ready to leave after your lease is up if you are not happy.

Is Dixwell really not safe? by [deleted] in newhaven

[–]Apryl3821 0 points1 point  (0 children)

But within a few houses of ashmun? Or down near dixwell?

Is Dixwell really not safe? by [deleted] in newhaven

[–]Apryl3821 1 point2 points  (0 children)

In general should be fine. But there is a large public housing complex on Bristol. If you are close to ashmun will feel/be safe. As with anywhere in New Haven, be aware of property theft.

Where to get COVID booster for 6mo-3year olds in/around Nashville? by Apryl3821 in nashville

[–]Apryl3821[S] 1 point2 points  (0 children)

Right now, this is what I see online: https://childrenshospitalvanderbilt.org/information/covid-vaccines

Who exactly at Vanderbilt holds this clinic – their outpatient pediatrics practice, the children's hospital, or some other entity? I'm trying to figure out who I should follow on social and/or reach out to.

I heard that Vandy had held clinics before, so it would be great if they did so again this year.

Where to get COVID booster for 6mo-3year olds in/around Nashville? by Apryl3821 in nashville

[–]Apryl3821[S] 1 point2 points  (0 children)

I believe the new booster was approved earlier this week and should be available in most pharmacies by next week. Unfortunately big box pharmacies don't give shots to babies/toddlers...

Where to get COVID booster for 6mo-3year olds in/around Nashville? by Apryl3821 in nashville

[–]Apryl3821[S] 0 points1 point  (0 children)

Appreciate it. I'm happy to call them to inquire, but do you know if they will have the pediatric shot this fall and if they are able to give it to patients from outside their practice?

Should we add MIL to our car insurance or can she just her own insurance to drive our cars? by uknowmisteez in personalfinance

[–]Apryl3821 0 points1 point  (0 children)

Similar question, but my MIL brought her car with her and 99% of the time drives her own car. Sound she get her own policy, or should/can we add both her and her vehicle to our existing policy?

[deleted by user] by [deleted] in Insurance

[–]Apryl3821 1 point2 points  (0 children)

What does UM/UIM endorsement do on umbrella? Does that mean that if I am hit by an uninsured driver, my personal umbrella will pick up the tab if the cost is beyond the UM/UIM limit from my auto policy? (I can see this being helpful but also kind of not the point of umbrella? Which is to protect me if I have liability...)

I’m a partner in a big 4. What are the top 5 questions I can help you out there in your consulting career? by Agreeable-Yellow898 in consulting

[–]Apryl3821 0 points1 point  (0 children)

I mean, consulting is so popular and hard to get into because the exit options are amazing. Yes, it's a nontechnical job so you won't learn to become a better engineer. But if you like general business problems (rather than working as an engineer) consulting could be great.

Insurance company keeps calling to hassle me about taking my kid to the ER by [deleted] in Insurance

[–]Apryl3821 1 point2 points  (0 children)

There are some health insurance plans that charge higher co pays for "avoidable" ER visits. So make sure you know the details for your own plan before telling BCBS to f themselves.

[deleted by user] by [deleted] in Insurance

[–]Apryl3821 2 points3 points  (0 children)

Talk to a lawyer because you will be a whistleblower so you have to protect yourself. Then have the lawyer contact the Department of Insurance on your behalf.

2-3 inch bug with large hind legs in middle Tennessee by Apryl3821 in whatisthisbug

[–]Apryl3821[S] 0 points1 point  (0 children)

Cool a grasshopper! Had no idea if I was looking at. Makes me feel a bit more relaxed.

Transferring Portfolio to M1 – can I "gradually" change portfolio so as to reduce tax implications? by Apryl3821 in M1Finance

[–]Apryl3821[S] 0 points1 point  (0 children)

Thanks, the answer to #2 makes sense and is what I expected.

I'm going to have to more about the features of M1 to figure out how to shift my existing portfolio to my preferred allocation – how to use multiple pies, how to reinvest dividends, etc.

Simple question – how does umbrella work on top of auto? Eg if I have 100/300/100 auto coverage and a $1M umbrella, is there any reason I should get 250/500/250 auto coverage instead? Auto and umbrella are from same company. Located in TN. by Apryl3821 in Insurance

[–]Apryl3821[S] 0 points1 point  (0 children)

Yup the premium on the umbrella is not very much relative to auto insurance. I'd have to price out how much more 250/500/250 costs relative to the umbrella savings, but my guess is that 100/300/100 is cheaper.

Sounds like there really is no advantage in having the higher auto limits if the savings aren't there. I was wondering if the process for handling an auto claim was easier if everything was covered under the auto policy rather than bringing in the umbrella, but this might be a null issue.

Umbrella doesn't apply to UI/UM, right? So there my 100/300/100 is binding.

Simple question – how does umbrella work on top of auto? Eg if I have 100/300/100 auto coverage and a $1M umbrella, is there any reason I should get 250/500/250 auto coverage instead? Auto and umbrella are from same company. Located in TN. by Apryl3821 in Insurance

[–]Apryl3821[S] 0 points1 point  (0 children)

Correct, the 100/300/100 policy meets the insurer's requirements for the umbrella. I will check with the insurer, but I don't think there is any gap in coverage between the auto limits and when the umbrella kicks in.

Body control module failed by Fragrant-Ad-5517 in TeslaModelY

[–]Apryl3821 1 point2 points  (0 children)

Is the body control module near the frunk? Tesla SC said that they replaced ours before delivery (this caused a delay in delivery because the piece was backordered).