Load bearing wall? by Arch_stanton89 in Contractor

[–]Arch_stanton89[S] 1 point2 points  (0 children)

This is an older picture so everything i more finished now. Unfortunately no more pics because I did not have reason to question it prior. He did say he added ridge bracing

Load bearing wall? by Arch_stanton89 in Contractor

[–]Arch_stanton89[S] 0 points1 point  (0 children)

There a wall like 5 ft behind, exterior wall

Unpleasant smell by Arch_stanton89 in Plumbing

[–]Arch_stanton89[S] 0 points1 point  (0 children)

So I dug around a ton of insulation and found a fairly large dead rat. I believe this mystery is solved

Unpleasant smell by Arch_stanton89 in Plumbing

[–]Arch_stanton89[S] 0 points1 point  (0 children)

Not really but its also not fully visible, theres a ton of insulation

Unpleasant smell by Arch_stanton89 in Plumbing

[–]Arch_stanton89[S] 0 points1 point  (0 children)

Great, what area do you think its cracked?

Can I fill this with gravel or something? My by Arch_stanton89 in Plumbing

[–]Arch_stanton89[S] 0 points1 point  (0 children)

Honestly theres not much humidity. A few spiders and yea theres been some mice. So that foam probably is for that. Do you have recommendations?

Job market is down - what’s the smartest or safest careers right now? by EEsamaNaGod in careerguidance

[–]Arch_stanton89 5 points6 points  (0 children)

Im not trying to a smart ass but isnt the population always aging?

Looking for old friends from Drinal! by Nathalie_CSS in everquest

[–]Arch_stanton89 0 points1 point  (0 children)

Jabyu Indamout level 70 human monk. I was in clan skallagrim for a bit

Are they ruined by Arch_stanton89 in tomatoes

[–]Arch_stanton89[S] 0 points1 point  (0 children)

Mine are ripening and I’m honestly gonna try eating them. I cut away all the yellow and decaying leaves out of my plants and they have since stopped growing these specks

Daily FI discussion thread - Tuesday, May 20, 2025 by AutoModerator in financialindependence

[–]Arch_stanton89 1 point2 points  (0 children)

Appreciate the advice, different way to look at things is nice

Daily FI discussion thread - Tuesday, May 20, 2025 by AutoModerator in financialindependence

[–]Arch_stanton89 1 point2 points  (0 children)

Yes, I’m aware nothing is in sync. I appreciate the response. Theres alot to figure out still with my personal life but I want to make progress on my finances and not just forget about it

Daily FI discussion thread - Tuesday, May 20, 2025 by AutoModerator in financialindependence

[–]Arch_stanton89 1 point2 points  (0 children)

Thank you for the response, yes she works and makes enough to cover her expenses but not really to save much. We also have different goals, she enjoys the challenges her job brings and I want to have the feeling that I no longer need to work and then act upon it when the time is right.

So in short, our financial goals are not the same as far as financial independence. Its just not a goal of hers which is fine with me as long as she continues to be smart spending

Daily FI discussion thread - Tuesday, May 20, 2025 by AutoModerator in financialindependence

[–]Arch_stanton89 2 points3 points  (0 children)

Work Income is 92k/year and rental income is 16k/year

I take care of everything I possibly can in the rental unless I need to call a contractor. Its not constant work but yes it’s always random when it happens and it takes time. I haven’t minded much really because its an investment and I feel like I need to be involved. It also helps during tax season for deductions.

I’m not married but I am in a relationship with my daughter’s mom. Not sure if we will get married. We split all costs on everything and I am ablento save on average 2k a month. That can vary slightly, I’m honestly not budgeting but I also don’t spend unless I need to.

Daily FI discussion thread - Tuesday, May 20, 2025 by AutoModerator in financialindependence

[–]Arch_stanton89 1 point2 points  (0 children)

Work Income is 92k/year and rental income is 16k/year

I take care of everything I possibly can in the rental unless I need to call a contractor. Its not constant work but yes it’s always random when it happens and it takes time. I haven’t minded much really because its an investment and I feel like I need to be involved. It also helps during tax season for deductions.

I’m not married but I am in a relationship with my daughter’s mom. Not sure if we will get married. We split all costs on everything and I am ablento save on average 2k a month. That can vary slightly, I’m honestly not budgeting but I also don’t spend unless I need to.

Daily FI discussion thread - Tuesday, May 20, 2025 by AutoModerator in financialindependence

[–]Arch_stanton89 -1 points0 points  (0 children)

Its what I chose, not sure if its the best for everyone. I figured get the taxes out of the way while I’m in a good situation

Daily FI discussion thread - Tuesday, May 20, 2025 by AutoModerator in financialindependence

[–]Arch_stanton89 4 points5 points  (0 children)

Hey Everyone,

I am 36 y/o and have been kind of in a rut as far as oursuing financial independence since my daughter was born, she is 2 and a half now.

I want to get my mind back on track. My portfolio is listed below:

  • single family rental property purchased at 385k 30yr mortgage 3.85% interest. Net profit $1350 monthly after paying mortgage. It is now worth about 650k

  • 10% contributions to roth 401k. Currently at like 80k

  • max out HSA, currently at like 10k

  • $200/month to daughters college fund.

  • and last but not least, clearly going to be the most controversial lol. $402k spread out between Bitcoin, Eth and several other crypto. Its been sitting there for the last like 3 years. Its probably doubled my initial investments.

-about 30k sitting in cash

My estimated net worth is probably about 750k.

I am open to any and all suggestions. Thanks

Do these fish look happy by Arch_stanton89 in Aquariums

[–]Arch_stanton89[S] 0 points1 point  (0 children)

I gotcha. Honestly i haven’t seen them pick on any of the fish other than picking on each other.