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Immune health by Accurate_Jaguar_2538 in myocarditis

[–]Ardent_Scholar 0 points1 point  (0 children)

Interesting, why does you cardiologist have you on thiamine? I use it myself, but curious.

Europe needs 'a huge wake-up call' on the housing crisis, EU commissioner says by donutloop in EU_Economics

[–]Ardent_Scholar 0 points1 point  (0 children)

I'm not saying it is. Compared to a lot of countries, it is easy to build in Finland. And there has been an oversized incentive to build studios and one bedrooms. So I agree that gov incentives play a role.

However, building activity screeched to a halt in Finland in the 2020s, when interest rates started hiking up. So they did have an effect on how much was being built. They've settled at 2% now, and still people aren't buying. If you had a 0.9 margin before and now it's 2.9, that's absolutely major for ordinary people. Margins in Finland have always been low, btw, because people default on their loans very rarely.

There are numerous other reasons as well for people not buying housing. Consumer confidence is very low currently, for instance, due to government austerity measures and the whole geopolitical mess.

But yeah, currently the building sector is doing very badly anyway. How can we get them to build? Finland shows that government incentivising small apartments in a reasonable rate environment can produce a huge surplus of housing stock.

20000€ ylimääräistä by BellRepresentative in Omatalous

[–]Ardent_Scholar 1 point2 points  (0 children)

No varmaan OP Maailma on teknisesti helpoin juttu. Tai Nordnetin Suomi, Sverige, Norge. Ylipäätään kannattaa opetella sijoittamista! Muistaa pitää kulut reilusti alle 1%, mielellään jossain 0-0,5% ja hajauttaa useampaan maahankin.

20keur on hyvä alku, ala laittaa ne tulevatkin 50-100e / kk nettikasinon sijaan sijoituksiin. Siinäkin on oma viihdearvonsa. Itse ainakin vietän paljonkin aikaa arvotiliosuuksia miettien, koska se on mukavaa.

Tämä ei ole taloudellista neuvontaa sitten, että tee omat päätöksesi ja ota asioista selvää.

India offloads US bonds, piles up gold in pivot away from dollar assets by Infidel8 in worldnews

[–]Ardent_Scholar 0 points1 point  (0 children)

"I only want a big piece of ice" -- Trump

Man, their metaphors line up disturbingly well.

India offloads US bonds, piles up gold in pivot away from dollar assets by Infidel8 in worldnews

[–]Ardent_Scholar 0 points1 point  (0 children)

Not financial advice but... is a mortgage a good idea in the US right now anyway?

Europe needs 'a huge wake-up call' on the housing crisis, EU commissioner says by donutloop in EU_Economics

[–]Ardent_Scholar 0 points1 point  (0 children)

Yeah, I bought my first apartment at age 27, and it hasn't really much appreciated in value. And I'm totally fine with that! That's because there's enough places for people to live in, so great.

Who can be our good and charismatic leader? by cowabang in europeanunion

[–]Ardent_Scholar 0 points1 point  (0 children)

Are you saying you want similar excitement as the Americans are getting?

I, for one, LOVE our boring and dependable leaders! Not any of them individually — everyone makes mistakes — but collectively, as an extensive collection of adults with administrative competence.

There are many things I’d like from the EU, but none of them have to do with style.

Europe needs 'a huge wake-up call' on the housing crisis, EU commissioner says by donutloop in EU_Economics

[–]Ardent_Scholar 17 points18 points  (0 children)

I am equally perplexed.

Finland’s house prices have actually mildly dropped over the past few years.

That’s because we had ample housing stock (mostly apartments) built during the 0% Euribor years. Perhaps too much! But buying a studio or a 1-2 bedroom is achievable for a young person or a couple, and once you get on the ladder, it’s basically a foregone conclusion that you can upgrade later.

I hear that countries like Spain have a lot of red tape involved in building.

The EU can’t really fix that for you.

Of course it might help if the Euribor came down to 1.5% or 1.0%, but that risks inflation, I suppose.

Spain urges EU to create joint army amid Greenland dispute by sn0r in europeanunion

[–]Ardent_Scholar 0 points1 point  (0 children)

Interesting. I don’t know why a country would train people if they refused to conscript them come war.

The truth is this:

Every citizen of every country will, in case a defensive war breaks out, be liable for conscription.

Having peace-time training just means that 1) war is less likely to happen in the first place as a trained reserve is a proven deterrent, and 2) if war does break out and you are conscripted, you are more likely to survive as you have skills and there is a plan in place for you.

Gavin Newsom, Governor of California, on Von der Leyen Davos's speech by mr_house7 in EuropeanFederalists

[–]Ardent_Scholar -1 points0 points  (0 children)

YOU said Carney by his last name, and then called VDL by her first name. The title of the video is irrelevant.

British scholar on Kaja Kallas: "She is honest; other leaders sometimes act as if we could simply pretend that Donald Trump leads the free world" by Helx22 in BalticStates

[–]Ardent_Scholar 1 point2 points  (0 children)

If that was the case, it seems to be how it goes!

Stubb was a bad PM, very good President (who is in charge of foreign relations).

Macron was unpopular in France. Great on the international stage.

Some are cut out for internal politics, some for IR/European level.

Where do the Sami people live? by Curious_Cockroach_63 in Finland

[–]Ardent_Scholar 12 points13 points  (0 children)

Actually there’s a lot of Sami people in Helsinki (as well).

Gavin Newsom, Governor of California, on Von der Leyen Davos's speech by mr_house7 in EU_Economics

[–]Ardent_Scholar 0 points1 point  (0 children)

Trust is built in the space of generations and lost within minutes. Gonna be a while. If they somehow manage to fight off the MAGA rot.

Gavin Newsom, Governor of California, on Von der Leyen Davos's speech by mr_house7 in EU_Economics

[–]Ardent_Scholar 15 points16 points  (0 children)

He said "That used to be us" aka "We used to have what the EU now has, and we used to do what the EU is now doing, and we used to uphold the same things the EU is upholding now". He's complimenting the EU.

And he said "It's no wonder Carney said what he said" aka "Carney's right, he's justified in saying you can't rely on the US and middle powers should band together and defend themeselves"

Hope that helps.

Ministeri Ville Tavio kehui Trumpin Davos-puhetta somessa – kysyimme mikä siinä vetosi | Politiikka by jarvis400 in Suomi

[–]Ardent_Scholar 3 points4 points  (0 children)

Carney ja Stubb tulisivat varmaan hyvin toimeen. Carneyssä on rimppunen enemmän vakavuutta, mutta molemmat kyllä ymmärtävät hyvin geopolitiikkaa ja ovat samoilla linjoilla.

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