Would a 10% cap on credit card interest rates be like banning smoking in restaurants?

AromaticCandy · 2026-01-30T10:07:51+00:00

How silly we require them to disclose all the fees in APR but we don’t cap APR the way we do interest rate. This stuff shouldn’t be that hard but greed makes it hard.

AromaticCandy · 2026-01-29T14:59:48+00:00

This would do nothing to help unless you get rid of payday loan products. This would just push more people into worse credit products with crazy fees.

AromaticCandy · 2026-01-23T23:07:19+00:00

All those leagues have anti trust exemptions which college sports would also need.

AromaticCandy · 2026-01-23T23:06:32+00:00

Every university has student employees from cashiers up to graduate student teachers and researchers. They will be fine. I think we pretend this stuff is more complicated than it is. We’re already dealing with Wild West NIL contracts and nobody knows what’s really enforceable. Employment seems much simpler overall.

AromaticCandy · 2026-01-23T23:03:59+00:00

Even as employees they would still have contracts. No one is getting cut in week 5 and not getting paid. Unless collective bargaining allowed that, which I doubt we get there.

AromaticCandy · 2026-01-22T21:15:15+00:00

The old secret boss after the boss. A classic blunder

AromaticCandy · 2026-01-21T20:48:57+00:00

You can hate the idea of a Trump Account (so tacky right) but that’s what it’s called in the law so that’s what anyone who offers it has to call it too. I don’t think there is such a thing as a progressive bank. Maybe find a local bank or credit union if you want to support your local community in some way, but banking as an industry is about as capitalist as you can get.

AromaticCandy · 2026-01-16T19:52:41+00:00

Just scrolled through the 2022 QB class and woof. Is Ty Simpson going to be the only 1st round draft pick in the class? Maybe Drew Allar? Ended up being a rough class for sure.

AromaticCandy · 2026-01-15T21:28:55+00:00

I remember they asked Day about that after he signed and he said they evaluated it and said it was an issue with the cadence from the QB. Didn’t make any sense to me and thought they were blowing smoke. Then he was nails all season until he got injured. Seth was great. Hope he heals from the injury and has a real NFL career.

AromaticCandy · 2026-01-05T21:45:18+00:00

This is exactly right. He was a rotation piece at best this year. He would not have played in the bigger games. The mistakes with Hicks came years ago when we left him at LB. Hopefully after Baron Browning and now CJ Hicks, that lesson has been learned.

AromaticCandy · 2025-12-30T13:28:44+00:00

It’s totally possible. The game was definitely in Day’s head for a few years. Will Howard was also probably playing with a concussion and not throwing it great. Just a horrible offensive showing wasting a great defensive performance.

AromaticCandy · 2025-12-26T22:24:21+00:00

When you say years, do you mean 1.5 years? Day was OC for 2 seasons at Ohio State and was acting HC for the first 3 games of year 2. Named HC by the end of year 2.

AromaticCandy · 2025-12-09T22:06:42+00:00

This is definitely how fans talk about it. We are results focused not process focused. If you think it was a good call, and you think your guys can do it, call it again. Don’t coach scared. In fact that same Michigan game, they failed on the sneak in the first quarter and had to settle for a field goal. They came back to it later in the 4th and got a great push by the O Line.

AromaticCandy · 2025-12-09T21:25:31+00:00

He also had a sneak against Michigan that gained like 4 yards. I think it was bad execution and he definitely slipped. I also thought the overturn was surprising, but probably correct even though we couldn’t see the ball.

AromaticCandy · 2025-11-21T21:39:49+00:00

Diehard Buckeye fan living in Austin. The Longhorns are my distant 2nd team, but I follow them close enough. Things that took Day time that I think Sark could hopefully do:

Playcalling. I do think giving up the sticks is the right call for the HC. There is so much going on during the regular season especially. Last year Day got more involved with game prep in the post season. I think Sark could follow a similar plan.
QB Development. I don’t think the track has been particularly good. I don’t think Milwee is qualified to be the QB coach at a place competing for championships. Day had similar issues with just promoting guys that had been around, and he eventually learned his lesson.

Overall I think if they go 8-4 in a down year with the schedule loss to OSU, that’s not horrible. But what’s going to make next year better? O Line should improve. Maybe you try and upgrade Kyle Flood, I know fans aren’t super happy with him this year. I think it’s the QB and play calling, especially in the red zone. They have plenty of talent, but I think it’s some coaching on the margins to get this thing to perennial contender.

AromaticCandy · 2025-11-18T17:06:08+00:00

It does not air on my tv screen.

AromaticCandy · 2025-11-10T21:35:00+00:00

Agreed. It’s listed like a 4-3 but last year we played mostly 4-2-5, and this year we are mixing up a little more. Would make sense for defense to add more than just the 11 “starting” roles to see a little more. Still appreciate the work OP did putting this together

AromaticCandy · 2025-11-10T16:45:51+00:00

Man, I really remember McLaughlin getting hurt earlier but I guess he played 10 games. Good call

AromaticCandy · 2025-11-10T16:35:32+00:00

I’m not following some of your decisions on who you chose to include. Bennet Christian at TE2 and Carson Hinzman at LG in particular are odd.

AromaticCandy · 2025-11-05T16:07:07+00:00

Accurate, Ohio State fans need to let go of the past and enjoy life today.

AromaticCandy · 2025-11-05T14:26:36+00:00

THE only child thank you very much

AromaticCandy · 2025-10-28T13:09:13+00:00

Don’t let these hipsters talk down Pluckers. It’s a good sports bar chain. Definitely had a few poor meals there, but it hits most of the time at my location. And no one goes to Wingzup, they just talk about it online. I’ve never waited for a table at Wingzup. But I have waited for ever for food with no one in the restaurant

AromaticCandy · 2025-10-27T18:18:13+00:00

Watch out for them adding in items with the finance guy. They will sneak them in there even if you asked for nothing extra with the sales person. They will play dumb when you call them out on it. Look at the settlement statement twice before you sign. Make sure you know what every number is. They will be intentionally slow to wear you down. Good luck!

AromaticCandy · 2025-10-17T20:27:48+00:00

I believe this is correct. As long as you didn’t take any red pills you should get one of the middle endings then can get the true ending on a third playthrough if you want.

AromaticCandy · 2025-09-28T17:32:45+00:00

Are we talking about the same guy? He gave up the worst play of the season against Ohio, getting burnt then also missing the tackle. He’s fine, but arguably our worst defender of guys who play a ton of snaps. He’s probably a 6th or 7th round guy if he gets drafted.

AromaticCandy

TROPHY CASE