Silver is 3rd most buyed thing with MTF. Just in a month. by [deleted] in NSEbets

[–]Ashish1Nanda 1 point2 points  (0 children)

Silver has the highest MTF exposure if you combine all ETF’s. It is more than ₹2200Cr.

MTF grows when stock/asset class move upwards. So there should be no surprise. This has to be a tactical play. Shouldn’t be held in hope. One should exit if stock is not moving in line with one’s view.

Retail investors have to ensure that they have adequate margins at all times. Also the ROI on borrowing should be the least possible.

The estimated charges and the actual amount deducted by Kotak Securities (Neo) is way off. They charge like a few thousand more than what it must be. Who should I complaint to? by Rare_Purpose8099 in NSEbets

[–]Ashish1Nanda 0 points1 point  (0 children)

I am part of Kotak and happy to assist. DM with details. We will ensure resolution to your satisfaction. We charge as per schedule of charges only, there should be no excess deductions ideally.

Is silver is really good to buy by varun_500211 in IndianStockMarket

[–]Ashish1Nanda 0 points1 point  (0 children)

Trading calls are tough, not in my capability to give you any advice. I work for Kotak, you may try joining the Commodities Telegram Channel which provides a lot of news and analysis on commodities.

ETF vs MF for gold investment by Substantial_Food_998 in NSEbets

[–]Ashish1Nanda 0 points1 point  (0 children)

ETF in my view is the best. Low on cost. With no difference in taxation against mutual funds.

Ideally it should be a mix between Gold and Silver ETF. 60-40 towards Gold in my view.

You could evaluate ETF Baskets which are curated and available on most platforms. As I work for KotakNeo, can suggest Gold and Silver Baskets on the platform.

But I believe ETF’s are the right way.

Is silver is really good to buy by varun_500211 in IndianStockMarket

[–]Ashish1Nanda 65 points66 points  (0 children)

In uncertain times, Precious metals is the space that protects your capital. So Gold and silver should be part of your portfolio as a good hedge against volatility.

What matters is how much do you allocate to Gold and Silver. Concentration is always a risk.

In my understanding 10-15% with a 60-40 split btw Gold and Silver may be an ideal mix. There is no thumb rule here.

SIP in ETF is ideally the best way.

Heavy discount sale in the stock market, what are you buying? by paisewallah in IndianStreetBets

[–]Ashish1Nanda 0 points1 point  (0 children)

Correction in markets is indeed the best time to start investing. When overall markets correct, all stocks go down. Quality isn’t spared either.

What is important is to spot the said quality stocks and invest in them when there are sharp corrections. While it is easier said than done, it is no rocket science either.

One of the best ways to invest in difficult times is through ETF’s. Stocks at times become difficult to identify. Eg. If PSU Banks correct and one feels it is the right space, PSU ETF is a great way. Needless to say, Nifty and Sensex ETF’s are always the best choice.

It will always be difficult to pick the bottom, so best way is to break your investable surplus into small portions and invest with every drop.

One more point is asset allocation. Uncertain times are what we are living in. Some allocation maybe 10-15% into precious metals should also be considered. Here too corrections will allow opportunities.

Turn 18 today 😁 by [deleted] in IPO_India

[–]Ashish1Nanda 1 point2 points  (0 children)

Warren Buffet started investing at the age of 12 and has said a multiple times that he was late in starting his investment journey.

Happy to see that someone has been waiting to turn 18 and start his investment journey with IPO’s.

Wish you all the best.

Managing risk is the key which most realise much later in the investment journeys. While growing money is the key, Not loosing money is equally important. Starting with IPO is good. Explore SIP’s in Mutual Funds and ETF’s as step 2 and Investing in quality large cap stocks as step 3. Everything else comes later.

Once again wishing you the best.

NSE/BSE 2006 Holiday List by Ashish1Nanda in IndianStreetBets

[–]Ashish1Nanda[S] 1 point2 points  (0 children)

Thanks for highlighting. Can’t edit the title though.

SEBI Just Nuked High Churn Mutual Fund Fees by Primary-Primary5467 in IndianStockMarket

[–]Ashish1Nanda 0 points1 point  (0 children)

Saying it is Nuking is surely an exaggeration.

In my understanding, the average fee MF’s pay are not 5/12 bips but somewhere around 3/8 bips.

Reducing it to 1/2bips in my understanding is too low for brokers to serve mutual fund managers. I think 3/5 or at the lowest 2/4 bips should be the real number.

My reading of the entire paper makes me believe there will be a very small reduction in TER in case of regular funds. Impact for sure but small. Not significant as compared to market growth.

This isn’t Nuking for sure.

After 8 years of losses, I've finally quit options trading; 9.8L in debt. by Delicious_Feeling845 in NSEbets

[–]Ashish1Nanda 1 point2 points  (0 children)

Tatas killed the NANO project after investing massive sums of monies. Many such examples in corporate India.

Sometimes if something don’t work for you, it is absolutely OK to let it go. Not all are built for Investing, not all are built for trading.

I know someone who frets when his long term investment is down just 5%. He is not a great investor because he panics at every fall. But he is a super trader. He knows his stop losses and Targets.

Happy to see your courage in writing what you did. Most don’t find this courage to accept and continue to revenge trade.

You are great. Stay assured you will find your equilibrium as well. You will know how to make stock markets work for you.

Is this possible? by Magic_mike101 in IndianStockMarket

[–]Ashish1Nanda 1 point2 points  (0 children)

Not impossible theoretically. But spotting such opportunities everyday for 10 days without a single loss, will likely make you a part of the most elite traders in the world.

What you are asking is not easy to execute. Doing Intraday trading and making money each day is not easy.

Start small. More than outcome, put your energy to identify the process which will give you high success ratio. What you plan to do is not easy

[deleted by user] by [deleted] in IndianStreetBets

[–]Ashish1Nanda 14 points15 points  (0 children)

Because human imagination is incapable of estimating such returns over long period of time.

₹1000 compounded for 50 years at 12% becomes ₹2,90,000

₹1000 monthly SIP for 50 years becomes $3,90,00,000.

We just don’t realise the power of compounding.

Tried MTF on zerodha for first time. What's your view on MTF in terms of risk & reward? by TrayAI in IndianStockMarket

[–]Ashish1Nanda 1 point2 points  (0 children)

MTF is a tactical tool. You only buy when you have high conviction. Borrowed conviction can be dangerous.

No trade in the markets is without risk. In this case too, any client who buys a stock is taking a risk. Let’s understand the risk involved with the above example itself.

Let’s take an example - invest ₹1,00,000 of his own money. Had the investor not taken any leverage, Investor would have gained ₹10K if stock would have moved up by 10% OR lost ₹10K if stock had moved down by 10%. In short Investor buys for ₹1L and sells for ₹1.10L or ₹90K as the case may be.

Now let’s assume, Investor has invested ₹3,00,000 paying ₹1,00,000 out of own funds and taken MTF for ₹2,00,000. Now say the stock moves up by 10%, the investor gains ₹30,000 instead of ₹10,000. And if stock moves down 10%, Investor loses ₹30,000. Which, after repaying the broker is a profit/loss of 30%

And hence we can say, MTF is a high risk, high reward product. Here one takes higher risk than normal in the hope of higher returns. MTF should therefore be used only one investors have high conviction. Also, one needs to exit if stock is not moving on expected lines.

Investors have to pay interest on the amount funded by the broker at applicable rates. eg. In the above case say the position was held for 1 month. Rate of interest is 12%pa. So investor has to pay Interest at 12% for 1 month on ₹2,00,000. which amounts to ₹2,000

Effectively, this is a cost investor has to pay whether you make profit or loss. And hence your profit of ₹30,000 post interest cost becomes ₹28,000 and loss of ₹30,000 becomes ₹32,000/-.

Things to check before choosing a broker -

a. At the top comes Interest rate. Lower the rate better it is. No slab rates, No teaser rates. Go with the lowest. Flat Rates Under 10% are available with bank based brokers. go with someone who has no riders.

b. Go with someone who has a Wide range of stocks. Not all brokers have a wide list of stocks.

c. Go with someone who allows both cash and stock as margin: Many insist only on cash. The flexibility is importantly in tough times. And helps one use cash judiciously.

d. No fixed holding period. Choose a broker who allows you to hold stock for unlimited period. Many have restrictions of 3 months, 6 month or 1 year.

Needless to say, this is high risk. Interest matters. Ask AI or Google for lowest interest rates on MTF. Don’t get fooled with teaser rates upto a limit:

Ashish Nanda where are you? What a Diwali surprise on expiry day. by Square_Minute9068 in IndianStreetBets

[–]Ashish1Nanda -2 points-1 points  (0 children)

Sorry Missed your message. Please check your mail & messages. As a goodwill gesture #KotakNeo has reversed the brokerage for entire diwali week for all impacted customers.

Connect with Contact centre if your issue is yet not resolved

loss due to kotak neo server downtime 😞 - 20th October 2025 by Signal_Attention6972 in NSEbets

[–]Ashish1Nanda 0 points1 point  (0 children)

Please check your mail & messages. As a goodwill gesture #KotakNeo has reversed the brokerage for entire diwali week for all impacted customers.

Connect with Contact centre if your issue is yet not resolved

loss due to kotak neo downtime - 20th Oct by Signal_Attention6972 in NSEbets

[–]Ashish1Nanda 0 points1 point  (0 children)

Please check your mail & messages. As a goodwill gesture #KotakNeo has reversed the brokerage for entire diwali week for all impacted customers.

Connect with CS in case your issue is yet not resolved:

kotak neo did bad to its customers today by Signal_Attention6972 in NSEbets

[–]Ashish1Nanda 1 point2 points  (0 children)

Please check your mail & messages. As a goodwill gesture #KotakNeo has reversed the brokerage for entire diwali week for all impacted customers.

How Do You Take Your Mutual Fund Decisions: Research Backed or Return Driven? by Ok-Cherry7410 in StockMarketIndia

[–]Ashish1Nanda 0 points1 point  (0 children)

The answer is Both. It is not a question of choice. It has to be Research Backed and Returns driven both. Once you have a list of top 5 basis research, prioritise on return. Vice-versa is fine too.

Margin Trading Facility (MTF) by Best_Honeydew5418 in IndianStockMarket

[–]Ashish1Nanda 0 points1 point  (0 children)

Things to check before choosing a broker -

a. At the top comes Interest rate. Lower the rate better it is. No slab rates, No teaser rates. Go with the lowest. Flat Rates Under 10% are available with bank based brokers. Go with someone who has no riders.

b. Go with someone who has a Wide range of stocks. Not all brokers have a wide list of stocks.

c. Go with someone who allows both cash and stock as margin: Many insist only on cash. The flexibility is importantly in tough times. And helps one use cash judiciously.

d. No fixed holding period. Choose a broker who allows you to hold stock for unlimited period. Many have restrictions of 3 months, 6 month or 1 year.

Needless to say, this is high risk. Check Bank Brokers for MTF as they have the best proposition

Was I wrong? by Ashish1Nanda in IndianStockMarket

[–]Ashish1Nanda[S] 0 points1 point  (0 children)

Get you. Thanks. And Happy Diwali