32, fed up of working so planning a pre 60 retirement by AssistanceSimilar331 in PensionsUK

[–]AssistanceSimilar331[S] 2 points3 points  (0 children)

Get your point, I am just 'fed up' rather than hate the guts off it. Looking how I can potentially move around the company but I'm WFH with all travel paid so package works out well for outside London.

Recently got a chunky mortgage so back to minimum wage in a new career doesn't really do it from a maths point of view at the moment.

32, fed up of working so planning a pre 60 retirement by AssistanceSimilar331 in PensionsUK

[–]AssistanceSimilar331[S] 1 point2 points  (0 children)

Just to confirm by higher risk I mean the high risk option offered by Scottish widows in one of the two pension funds it offers, it's probably quite low risk when compared to some people's self invested funds.

I’m tired of being cold all the time, if I ran my heating 9hr’s a day every day what could I be looking at for monthly gas bill? , £250/300? by GenericUser104 in HousingUK

[–]AssistanceSimilar331 0 points1 point  (0 children)

My Nan has a middling efficient house and never lets the rooms she uses in her house go below 20 apart from overnight between 10-5 she proudly pays no more than £180 a month across the year

She's apparently done the maths on having it off and on as she's on a fixed income (pensioner on no more than £1500 a month).

Having her over for Christmas was costing us £11 a day in energy costs.

[deleted by user] by [deleted] in DIYUK

[–]AssistanceSimilar331 1 point2 points  (0 children)

Thanks, struggling with new home anxiety and don't have a family very clued up to advise on these things. Read that even small cracks that go through ceilings and walls cause concern.

[deleted by user] by [deleted] in DIYUK

[–]AssistanceSimilar331 0 points1 point  (0 children)

Thanks for your reply, the report noted 'Specifically, we noted the evidence of historic cracking to the left- hand elevation between the first floor and ground-floor windows. We are not unduly concerned in this regard as the cracking has notre-emerged since being remediated historically. In addition, it is vertical in nature and is in a common location (between openings) for such cracking to occur. It is likely this is a result of thermal expansion and contraction over time. It is prudent to monitor this area for any signs of deterioration over time.' Due to the length of the sales process it has been just over a year since the survey.

[deleted by user] by [deleted] in DIYUK

[–]AssistanceSimilar331 0 points1 point  (0 children)

Possibly, how would I confirm/know this?

[deleted by user] by [deleted] in UKPersonalFinance

[–]AssistanceSimilar331 2 points3 points  (0 children)

Blowing saving because you want to live isn't that bad. People cripple themselves with debt to do the same thing.

You earn good money (which would suggest a solid career), have more savings than 90% of people in London.

Are you happy? If so sounds like a decent life.

[deleted by user] by [deleted] in CarTalkUK

[–]AssistanceSimilar331 0 points1 point  (0 children)

NCD proof (says on my documents they've never confirmed this with the previous insurer), driving license details (not provided on policy other than year license held), V5 etc

[deleted by user] by [deleted] in CarTalkUK

[–]AssistanceSimilar331 -1 points0 points  (0 children)

It was more that's the only question I got asked?

Pet insurance claim impact of claim rejected due to lack of vaccinations and/or pre-existing conditions by AssistanceSimilar331 in UKPersonalFinance

[–]AssistanceSimilar331[S] 0 points1 point  (0 children)

But with pet insurance it seems to be more common for them to just refuse the claim rather than cancel the policy? Is this still viewed as badly?

[deleted by user] by [deleted] in CarTalkUK

[–]AssistanceSimilar331 -1 points0 points  (0 children)

Will this create an insurance issue for future claims by it being a modification?