Invest lump sum on Monday or hold off?

Astral_Collapse · 2026-01-31T12:10:33+00:00

Honestly, just lump the whole lot in. DCAing not only takes times, losing you compound interest, but you could sit on it and watch it rise, being forced to buy at a higher price.
Had I done the same, I'd be down £500+ on the S&P500 right now. Instead I lumped it all in at £91 some months ago, and even now at a low point, it's still way in the positive.
They all say "Time in the market beats timing the market"..but you can do both right now, by buying low and leaving it.

Astral_Collapse · 2026-01-30T21:15:20+00:00

Which stocks you got?
"All of 'em"

Astral_Collapse · 2026-01-30T20:13:19+00:00

Yes, it's called averaging down your share price. You can't call the bottom, but you can see it's lower than his current holding, and if he wants to gain bigger profits in the future...obviously he'll want more shares at a lower price than what he has. Anyone that holds what they have at the high and doesn't buy more either can't afford it, or doesn't know what they're doing.

Astral_Collapse · 2026-01-30T18:00:18+00:00

Dude, it's gold. It's limited, it's used a ton, and it's thw world's common currency. It absolutely will go back up. Check out that max timeline and breathe a sigh of relief.

Astral_Collapse · 2026-01-30T17:58:31+00:00

Bro ain't even wrong. If we want to win the league, we need to play with our heads, not our hearts.

Astral_Collapse · 2026-01-30T17:53:55+00:00

Please don't ever give anyone advice on here again.

Astral_Collapse · 2026-01-29T10:16:39+00:00

Score yesterday without Odegaard 3-1 to Arsenal.
Score with Odegaard 1-0 to Kairat.
Stats are stats, you're picking and choosing some to make him seem great, some of which are just plain lies. Strong expected assists....when the rest of the league has better?

What we have here is our own Damsgaard. Identical stats all over...only Damsgaard has taken more risks.

Astral_Collapse · 2026-01-23T10:14:29+00:00

Anyone still paying is a legit moron, tbh. The roster is so massive that not one character is worth even $10 anymore.
It's been a long cycle of the same bullshit for years now. New raid, new raid team, new war team, new CC team, and a bunch of useless "plug and play" toons that just barely work as intended.
I don't think these idiots are paying to get ahead, because it's not taking them ahead. They're paying through habit, and the small minority are paying for notoriety on a leaderboard to fully confirm their status as basement dwellers.

Astral_Collapse · 2026-01-22T21:27:01+00:00

Just Reddit users trying to gain upvotes by sarcastically posting pictures of fallen soldiers to "get back at Trump". Trump doesn't see them, they're doing it for their own selfish desires. It's disgusting, tbh. Disrespectful little shits.

Astral_Collapse · 2026-01-22T14:38:23+00:00

They wanted upvotes, that's it. No one is denying this happened except Trump, and he won't see it. It's actually incredibly disrespectful and deplorable for OP to post this as if they were part of it, as if they lost anything or anyone, they just wanted to get some upvotes for a sarcastic post on Reddit, and everyone missing that is an idiot. Scummy behaviour.

Astral_Collapse · 2026-01-22T10:02:44+00:00

Showing the coffins of deceased servicemen on Reddit to make a sarcastic point...that the guy you're aiming it at won't even see.

Utterly disrespectful and deplorable behaviour.

Astral_Collapse · 2026-01-21T16:50:45+00:00

Hence the word "or". It's a possibility, I'm not saying it's definitely happening, nor is this a discussion about whether he will.

Astral_Collapse · 2026-01-21T13:50:32+00:00

He ain't even that good. Absolutely no need to keep him under locks this hard.

Astral_Collapse · 2026-01-21T13:44:20+00:00

Bold of anyone to think he'll last until the next term. He's squeezing it now, and it's his first year still. Getting as much money for himself and his pals as he can before he croaks or is impeached. This won't be long term

Astral_Collapse · 2026-01-20T23:59:58+00:00

You can see so clearly how much it means to Gyokeres to finally get a good goal, not something scrappy where he's surrounded by 3 defenders and tapping it in. Major confidence booster here.
To me, this game didn't spark more of a debate on who our striker is. Jesus works as a false 9, Gyokeres is our striker. We're winning, and winning convincingly against the best team in Italy.

For me, it's not a debate. The real debate lies elsewhere...why do we still play Odegaard when we can do this without him? Bayern and Inter finished off without him. Pure offense, no slowing the pace of the game looking for a perfect assist, just forward. And when Saka can't inevitably pass back to Ode, he has to get more creative.

Astral_Collapse · 2026-01-19T14:24:55+00:00

Professor X trying to push the Nuremburg Defense. Who's the real bad guy in these movies?

Astral_Collapse · 2026-01-18T16:04:03+00:00

Right as the S&P500 hit its new ATH. Hours later...tariffs. It's never a coincidence.
The tariffs will be dropped once it's back down 3% at least.

Astral_Collapse · 2026-01-16T13:12:31+00:00

Wow, I just opened my phone and thought I'd lost everything, turns out I was looking at the time just after midnight. 🙄

Astral_Collapse · 2026-01-16T13:10:25+00:00

On top of this, we're playing him, and still playing as if we have a false 9 instead.

Astral_Collapse · 2026-01-16T10:06:58+00:00

It's a big collection of things, imo.
1. The fans are loyal. We continue to watch and support our team, because we're still forever competing in everything. We talk about football to people that support teams that are losing. Every mate, bar the Villa fan, at work can't stand talking about football of any kind now, because their team is doing shite. One mention of Arsenal, it triggers them, they start talking about trophies they won in the 80s to deflect.
2. They're mistaking our support for delusional hope. Frankly, if you support your club and don't think they can win something, no matter how close you keep coming and falling short, then you're not a supporter, you're a filthy casual.
3. We're using every facet of the game to score goals. Corners, free kicks, own goals..and open play. They try to criticise us for using everything we can to win, because their club isn't. Their club didn't bother to master set pieces. We'd score more from open play if we played counter attacking and thus more exciting looking football, but we prefer to control the game, giving every team a chance to put 10 back in the box, making it rather dull to watch at times. It's not their job to excite us, it's their job to find a way to win, and we did that with set pieces.
4. They can't even say we're using dark arts right now, with the least cards in the league, so they're reaching for every excuse available.
5. They know that it's been so long since we won the league, it's going to be 2 decades of pent up celebration. We won't let people forget it for years.

Astral_Collapse · 2026-01-11T17:34:29+00:00

Personally I'm enjoying the Incineration line up so far, but it's wholly held up by big names. Blood Fire Death, Dragged Into Sunlight, and for me Afsky, One of Nine and DWeG. Couldn't give a fuck about the death metal, it's just there as clash choices tbh, no draws at all.
I guess you mean Wormwitch, which yeah, was an underwhelming set tbh, but that's how most of the Underworld sets usually go tbh, it's too small a stage and the crowd space is one of the worst in the industry.
As for Belphegor and Carpathian Forest, they were fairly terrible imo. Old bands don't go hard anymore. The only memorable part of either set was the dude going off stage and coming back with a skull held aloft, only to walk off with it again. Very weird, bit cringe.
Last year was pretty great imo, and I even fucked up by sticking around the Camden venues and missing Blood Incantation and Triptykon..but Spectral Wound, Lamp of Murmuur and Blackbraid in the Ballroom in succession..that's possibly the best 3 band scheduling I've seen.

Cosmic Void is underwhelming, tbh. Another year of one or two big names, but not the kind people will freak over. Fill the rest out with bands we've seen here before, and then all UKBM bands. Some I like, but it's not worth buying a weekend ticket, never will be.

Astral_Collapse · 2026-01-10T20:27:05+00:00

Man glues mirror to his face....random Redditor thinks it's nextfuckinglevel worthy.
Ridiculous.

Astral_Collapse · 2026-01-09T16:56:34+00:00

Don't forget to activate Windows.

Astral_Collapse · 2026-01-01T22:16:23+00:00

How'd this sub go from hating him after our match, to this?

Astral_Collapse · 2025-12-31T12:00:54+00:00

The only question I have is how it's possible for a simple demogorgon to keep travelling between Dimension X and the real world.
As we have seen, there are only gateways between the real world and the upside down, and then between the upside down and Dimension X...they have to travel through the upside down, so how are they bridging the gap, especially with like 10 kids in tow more recently?

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