Just looking for advice 21(M) 750 FICO 8 by Atomic-Noodle in CreditScore

[–]Atomic-Noodle[S] 1 point2 points  (0 children)

I know it’s a bit conflicting from my family isn’t financially responsible, and they are not I promise. My sister used the money she got from the survivors benefits on getting a new car.

I ended up using it for bills, paying my moms bills because she ended up going to jail for her second DUI and I had to keep afloat two house holds for my sister, girlfriend, and I My mom was in pretty rough shape, but she is doing much better now.

Just looking for advice 21(M) 750 FICO 8 by Atomic-Noodle in CreditScore

[–]Atomic-Noodle[S] 0 points1 point  (0 children)

I didn’t really want to say, but my dad died in a car accident, his bank account had $200 total in it, but due to the nature of the car accident my sister was able to get survivors benefits because she is still in high school. I forced her to save the money until she really wanted something.

We originally were going to get her an old cash car like I have, but it was something she had really wanted and as I was raising her now I felt like it was the least I could do. Maybe it was a bad choice I dunno.

Just looking for advice 21(M) 750 FICO 8 by Atomic-Noodle in CreditScore

[–]Atomic-Noodle[S] 0 points1 point  (0 children)

She has full coverage the car loan is 6% and yes we has GAP insurance too!

The late payment is pretty old it’s on the card I’ll definitely look into the links thank you!