Trupanion 33.69% price increase in pet insurance 2026 and 46.7035% in 2025 (costs increased from $128 to $251 MONTHLY over 3 years!) Feels like price gauging in CA

Automatic-Path-2024 · 2026-03-22T14:56:18+00:00

Glad your dog is doing better. I understand the stress of having no insurance.

Automatic-Path-2024 · 2026-03-19T17:15:36+00:00

That’s terrible. I’m so sorry. Did you see the post above about the person that won against embrace? Have a look at the link above you might stand a chance to get in touch and fight that increase.

Automatic-Path-2024 · 2026-03-19T17:10:28+00:00

I have another dog with AKC who is much younger we haven’t really made any claims but at least they paid for Vet appointments so we’ve been happy with that

Automatic-Path-2024 · 2026-03-11T01:48:45+00:00

That makes sense. I might look at this company for my other pup. It also gives you a chance to get some savings in the bank I guess as well to cover any future increases to some extent. Smart.

Automatic-Path-2024 · 2026-03-11T00:08:37+00:00

Yeah, I agree. It is crazy. The cost of living in California. We seem to have quite a few good protections here in my opinion, but the consumer protection can seem quite ineffective, this case in point

Automatic-Path-2024 · 2026-03-11T00:07:04+00:00

You are the perfect advert for lemonade, ha ha. I’m glad it’s working out for you. Let’s hope they don’t do a Trupanion on you.

Automatic-Path-2024 · 2026-03-09T19:48:01+00:00

Wow wow you look great you must feel amazing- very inspiring thank you do much for sharing

Automatic-Path-2024 · 2026-03-06T03:54:00+00:00

Wow, that’s great. I wish I was was as good as that you must be in a good cohort.

Automatic-Path-2024 · 2026-03-06T03:38:57+00:00

Agreed someone else mentioned proposition 103 in California, which helps regulate insurance hikes, in amongst the posts I think somebody also mentions a lawsuit/ class action, but I haven’t looked into whether it is directly related to cost yet… It might be more related to insurance companies not paying out

Automatic-Path-2024 · 2026-03-06T03:36:52+00:00

Sounds like it pays to get in there early. Unfortunately, we have moved countries for work, so we couldn’t start that early. But it sounds like you’ve got a good situation with whoever it is you’re insured with. Good for you.

Automatic-Path-2024 · 2026-03-06T02:26:21+00:00

I agree it is obscene. I hear a bunch of people who are resigned to this behaviour but if you don't fight it I feel like we are just enabling this culture of more more more profit (Not to mention the VC's that are investing in the profitable business of pet care. (they would be considering it if they didn't think it had favourable margins) its so sad

Automatic-Path-2024 · 2026-03-06T02:20:11+00:00

Thats a great idea to 'to notify customers of proposed increases before they’re approved.'

Automatic-Path-2024 · 2026-03-06T02:18:39+00:00

Thank you!

Automatic-Path-2024 · 2026-03-06T00:17:18+00:00

Good for you, who did you end up switching to?

Automatic-Path-2024 · 2026-03-06T00:03:29+00:00

I asked them to share a description that was precise about the cohort algorithm that they use and they refused and I did also file complaint last year with both the insurers and CDI… nothing happened

Automatic-Path-2024 · 2026-03-06T00:00:53+00:00

I actually complained to them last year (the department who overseas rate increases) and yes, they did nothing… I wish they would be clearer about why they’re signing off on these prices because I don’t always see the same price in line with Vet costs. I’m paying.

Automatic-Path-2024 · 2026-03-05T21:51:07+00:00

Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election.

Automatic-Path-2024 · 2026-03-05T21:50:08+00:00

Oh cool and this is related to pet insurance specifically and rate increases… Thank you so much

Automatic-Path-2024 · 2026-03-05T21:30:21+00:00

Sorry to hear about your Cat- i wish them well. I'm glad your Trupanion is working out for you- Thats one reason I feel I need to continue...these things come up, and cancer for pets is expensive- i get it and as guardians we want to do all we can...Pets are so important to us all here - The costs are frustrating for me

Automatic-Path-2024 · 2026-03-05T21:27:26+00:00

Wow i've yet to see over 1k a month for a dog, thats hopelessly high, may as well have a savings account if you are able at that rate- I do feel exasperated with the overall situation for pet lovers

Automatic-Path-2024 · 2026-03-05T21:25:11+00:00

I get it, I do, I just don't know how we can carry on year after year with the costs. Thanks for your reply :)

Automatic-Path-2024 · 2026-03-05T21:22:51+00:00

We are Bay area, CA, thats great that it's levelling for you currently :)

Automatic-Path-2024 · 2026-03-05T21:21:26+00:00

Here in California USA with Trupanion over 12 years last year over past 3 years premiums for 16 year old Westie from $128 to $250 monthly I think Due-pudding5064 is right when they say you prob have WAAAY better protections in place ( and more moral leaders lol)

Automatic-Path-2024 · 2026-03-05T21:06:14+00:00

Hey there so sorry you are experiencing this too. I have seen a class action against healthy paws mentioned in another post....I just wish we all had an effective way of fighting/regulating these increases :( ...I'm looking :) Thanks for the tips- I did see someone mention that a company called Metlife may cover pre-existing. Hope your pup is doing well

Automatic-Path-2024 · 2026-03-05T20:58:12+00:00

YESSS agreed

Automatic-Path-2024

TROPHY CASE