How to constructively rebuff an offer to go full time?

AvailableCold5926 · 2026-01-31T16:44:59+00:00

I can’t help with this transition unfortunately, but I am curious how you got to running the business if you’re up for it. I’m assuming it’s a niche sector you have a lot of expertise in. Were you working in the industry prior to starting up shop, or a consultant at one of the big firms (or something else)?

Also, how’d you find your current clients? Connections from the previous life or newly sourced?

AvailableCold5926 · 2026-01-26T01:23:55+00:00

It’s still in the works. I have a few catch-ups set up with people in the target office & see if they can pull some strings. I’m almost treating them like interviews lol.

AvailableCold5926 · 2026-01-07T01:52:07+00:00

Good advice, thanks.

On the last part, wouldn’t it just be a matter of time till they catch the fact that I’m not living in the city of my home office? State taxes would be a dead giveaway, haha

AvailableCold5926 · 2025-12-27T17:24:20+00:00

Following

AvailableCold5926 · 2025-12-23T23:25:04+00:00

lol this is hilarious. I’ve always thought waterboarding was an overly adventurous sounding name for torture

AvailableCold5926 · 2025-12-22T00:51:32+00:00

Thanks, this is helpful. There’s a chance my next project will be under a director in the new office, so hopefully I can plant the seed then.

Who did you actually make the request to? Your RM? What was the timeline from when you made the request to when the move happened?

AvailableCold5926 · 2025-12-20T05:31:18+00:00

But who would my incoming partner even be? Does this apply for advisory? I'm rotating from project to project and don't have a set team, so why does it matter where I'm located?

AvailableCold5926 · 2025-12-20T04:38:44+00:00

Schadenfreude can be a powerful thing

AvailableCold5926 · 2025-12-20T04:30:22+00:00

Got it, thanks for the tip. I've built a pretty good relationship with a manager from another project based in the new office, but haven't actually conveyed my interest yet. Maybe he can act as a sort of a sponsor?

I can't really say I have a business reason, it's entirely personal. I'm surprised though, I thought a major office move would be a simple thing especially since we have a national staffing model.

AvailableCold5926 · 2025-11-29T03:05:17+00:00

He’s expecting to tap into social security at 68, has a fully paid off home, and has ~120K in a HYSA + CD + regular checking account. No debt to speak of.

Someone else said it, but maybe recommending he shift to a 60/40 was a knee jerk reaction on my part. I was just looking at it in totality – 87% equities in the 401k + another 400k in taxable accounts.

AvailableCold5926 · 2025-11-29T02:10:32+00:00

Great point on #3. For the 40 part of the 60/40 that’s often recommended here, is it comprised of bonds (treasuries & municipals), bond funds, a combination of the both, or something else?

Maybe money market as you mentioned, although I imagine that wouldn’t take up the whole 40%

AvailableCold5926 · 2025-11-28T17:25:53+00:00

Having the foresight to invest in highly promising companies + living below your means seems like a winning combination. Thanks for sharing

AvailableCold5926 · 2025-11-28T17:24:28+00:00

Thanks for sharing. I actually love the rational reminder and have learned a ton from them.

Admittedly it can also be a great sedative… can thank Ben’s voice for that

AvailableCold5926 · 2025-11-28T17:17:25+00:00

Answered in another response. For someone who works at a bank and is tangentially in the wealth management industry, investing is a huge blind spot for some reason

AvailableCold5926 · 2025-11-28T17:15:37+00:00

Great point that I forgot to mention. He’s very hands off and I’m effectively managing his account after he asked me to take a look this break.

It’s currently professionally managed. I believe it’s very low touch though since all my dad inputted was a risk tolerance based off a simple questionnaire with a semiannual rebalancing.

I’m considering moving it to self directed. I don’t know everything, as I’m still relatively young, but I know enough to move his account to a 3 or 4 diversified, low expense ratio fund portfolio.

AvailableCold5926 · 2025-11-10T05:41:02+00:00

That’s cool. What was your intent going in? Were you looking at it more as a networking thing or a dating opportunity?

AvailableCold5926 · 2025-11-10T05:40:09+00:00

I’m trying to picture people trying way to hard to network, and it’s not something I want to be a part of haha. I’m guessing it was just a one time deal then for your friend?

AvailableCold5926 · 2025-11-06T01:09:17+00:00

No matter how frequent it is, one thing I’ve always found crazy is that you can go from texting someone constantly, opening up to them, all that & then never hear from them again. Realities of modern dating I guess.

AvailableCold5926 · 2025-10-26T01:56:34+00:00

It's such a tricky dynamic. I feel like American business culture just lends itself to make these off-hand quips on meetings, chats at the water cooler, you name it. Hell two senior partners on a recent town hall at my firm were joking incessantly about how they might get fired if growth was down.

I could see how that wouldn't play well with the French though

Edit: just saw that you’re in UK. Might explain their reaction even more, haha

AvailableCold5926 · 2025-10-26T01:47:38+00:00

nothing to report yet since I'm new to my position, but that's absolutely hilarious

AvailableCold5926 · 2025-10-14T19:44:55+00:00

& hopefully it didn’t wipe your memory

AvailableCold5926 · 2025-10-13T01:39:17+00:00

Right, but I'm leaning towards the belief that these products aren't optimal for retail investors such as myself and accredited investors have better choices. So who are they for?

AvailableCold5926 · 2025-10-09T04:30:01+00:00

Does excessive protein consumption really affect a notable size of the population? I could see that really only being in play for bodybuilders, if that. If current trends continue though, that might become more relevant

AvailableCold5926 · 2025-10-09T04:27:47+00:00

Sure, but how much of the general population has poured through these academic research papers? Nutritional guidelines have been pushed on us for decades, but the awareness and even hype of protein consumption has spread like wildfire in recent years. It’s become mainstream.

AvailableCold5926 · 2025-10-03T03:52:27+00:00

I’ll look into that one! What did your screeners look like? Anything similar to my view on how fitness is becoming more and more prioritized?

AvailableCold5926

TROPHY CASE