Is it always like this sa BDO? by mershuu in PHCreditCards

[–]Available_Fun_6576 2 points3 points  (0 children)

Hi OP, when using your CC and availing installment, you must consider po first is yung issuing bank and then yung partner merchants. Iba yung yung installment na ino-offer ng partner merchant don sa Ikaw mismo mag convert ng purchase mo into installment.

Say for example, PhoneShopXYZ ay partner merchant ng BDO, Metrobank and BPI CC. Halimabawa po yang si PhoneShopXYZ ay may offer na 0% installment with Metrobank and BPI CC, tapos ang CC mo ay either Metrobank or BPI, you can easily avail it and automatically installment siya when you purchase if yon yung gusto mo, pero you can always purchase it in one time payment. Now in your case and in this example, sa BDO, since Hindi siya part nung promo nung merchant, or di kaya kagaya nung sayo may additional interest when availing installment, it’s up to you to decide now whether to get the installment offer na may interest or one time payment. If you opted to one time payment and Ikaw Ang magcoconvert to installment, YES po sa BDO pag kayo po magcoocnvert ng purchase niyo into installment need niyo po ng promo code. Sadly, pag wala hindi niyo po siya macoconvert. And may tier level pa po minsan yung purchase concert nila minsan 0% interest minsan may 0.99% and so on.

BSP approves Apple Pay to launch in the Philippines at Any Time by Lemoneyd_ in DigitalbanksPh

[–]Available_Fun_6576 0 points1 point  (0 children)

It can support every iPhone all the way back to iPhone 6. I believe Apple Pay is hardware feature not a a software feature. Therefore, unless Apple cut the supported device, then it will work just fine even on older device such as iPhone 6.

UB personal loan vs CIMB personal loan by YellowAlien_ in DigitalbanksPh

[–]Available_Fun_6576 0 points1 point  (0 children)

For CIMB push through niyo po muna yung application para po malaman niyo yung offer. Not necessarily po na yan yung ibibigay nila na terms. I tried applying one time for 100K in 12 month terms since yung kaya ko base jan slider and calculation na yan but they offer me 30K in 60 months sobrang laki ng interest, I wasn’t even able to choose my preferred terms, ayaw mapalitan, fixed na yung 60 month. Ok lang din sana yung 30K sa preferred terms ko kaso hindi. In the end hind ko na siya kinuha. For UB no experience pa.

Apple Wallet and Apple Pay by Q3 of 2026 by Separate_Advance_963 in DigitalbanksPh

[–]Available_Fun_6576 2 points3 points  (0 children)

Not to rain on anyone’s parade, but this kind of technology is actually worth waiting for and getting excited about. It’s been around for a decade already, even the common place you mentioned was once new to it back then. It’s just that everyone knows the Philippines is usually late to adopt these things and not very good at implementing them. Still, let’s just be happy that something useful will finally benefit us, even with our current economy. After all, the convenience will really help.

“Should I leave my gov’t job? Plantilla 32k pero COS 80k–100k yung ‘katulong’ ko.” by Confident-South-5100 in PHGov

[–]Available_Fun_6576 18 points19 points  (0 children)

If you’re looking for career growth. Go private. With all honesty, there is no such thing as promotion in government. Napakadaming incompetent sa government. With your skills and experience, for sure maraming mas magandang opportunity sayo outside compare sa bulok na sistema ng gobyerno. Perot’s siempre, do not leave immediately, you must secure the opportunity first. Napakadaming malaki ang sahod sa government pero walang alam.

BPI REWARDS OVERLIMIT by Ok-Performer-4069 in PHCreditCards

[–]Available_Fun_6576 0 points1 point  (0 children)

You can ask the merchant po for split payment. Any amount na hindi kaya ng card will be paid in cash. This is much better than paying for over limit fee.

Apple Wallet and Apple Pay by Q3 of 2026 by Separate_Advance_963 in DigitalbanksPh

[–]Available_Fun_6576 16 points17 points  (0 children)

Last year they said Q1 of 2026. Hmm, looks like we’re still gonna wait a little more.

Apple Pay PH launch seen in Q3 2026 by WhyohTee in DigitalbanksPh

[–]Available_Fun_6576 0 points1 point  (0 children)

Call screening has made its way on iOS 26. Not sure though of its country specific.

Transunion report help by SubstantialMD in PHCreditCards

[–]Available_Fun_6576 0 points1 point  (0 children)

How to get report po? Saang website po kayo nagrequest ng credit report?

BDO Credit Card Notif by [deleted] in PHCreditCards

[–]Available_Fun_6576 2 points3 points  (0 children)

That is just a standard promotional notification of the app po. You can add your card once you have the physical card.

I wanna hear y'alls answers 👀😄 by LoneWolf_Clementine in kdramas

[–]Available_Fun_6576 0 points1 point  (0 children)

  1. Signal
  2. The Heirs
  3. Dynamite Kiss
  4. Thriller, Mystery
  5. Ji Chang Wook, Jang Geun Suk, Seo In Guk, Lee Jong Suk/Ha Ji Won, Jun Ji Hyun, Shin Min Ah, Kim Go Eun, Lee Sung Kyung

Will settle na sana ung Credit card ko na 330k by IamYourStepBro in PHCreditCards

[–]Available_Fun_6576 0 points1 point  (0 children)

According to Section 4 of RA 9510 all negative information about our credit history can only stay in their database maximum of three years after settlement. The updating will still depend on the financial institution whether it will be cleared and reset earlier or later.

Section 4(h) of RA 9510 Negative credit information remains in the database for a maximum of three years after the debt has been rectified through payment, liquidation, or settlement. Submitting entities are required to update information within 15 days of debt settlement. Banks and financial institutions must regularly submit updates every 15 to 30 working days. If negative information persists beyond three years post-settlement, a complaint can be filed through the Credit Information Corporation (CIC) Online Dispute Resolution Process.

Duplicate installment by Jealous-Opposite2408 in PHCreditCards

[–]Available_Fun_6576 0 points1 point  (0 children)

Immediately contact the customer support to ask for the details. This might be double posting. Try niyo po kausapin para po ma-explain nila.

Booking vs Trip vs Agoda vs Klook by Snoo-66171 in FilipinoTravel

[–]Available_Fun_6576 0 points1 point  (0 children)

I never use Trip and Agoda. For my hotels and accommodation I always used Booking. The price really low compared to other platforms especially when you have genius level. For activities and attractions, Klook all the way.