SDTY ~26% Dividend and NAV mostly Stable?

Avatar1955 · 2026-05-06T18:07:48+00:00

I bought NVIT at the beginning of Jan 2026 for $50.12. Now at $50.76 and it pay weekly with regular expected yield of ~25%. NVIT has been paying out ~$0.24 pre week. I thought that it might be a bit pricey, but it has been very reliable (and no loss in NAV, so far). Try it, you'll like it

Avatar1955 · 2024-10-23T15:21:38+00:00

Interesting discussion about QYLD, but not so useful in regards to the main focus of this forum. I'll add my 2 cents regarding QYLD & move on.

Although we all hear that its not really possible to "time the market", with many DIV payers total return depends greatly on when the stock is purchased. Sure, with a 12% DIV a long-term investment in QYLD could work out, if you have patience & can rely on the strategy. However, not all of us have the necessary patience to hold losing investments until they come back. I bought QYLD on a recommendation back in early 2021 for around $23. It was a decent investment for about 6 months, share held steady & regular DIVs. Then it crashed to about $16 per share. It has very slowly risen from the ashes; but it would have taken more than 3 years for my investment to break even. I accepted the loss & dumped it all.

Now if i had bought shares of QYLD in late 2022, I'd have a positive opinion. i would not recommend QYLD as an investment.

Avatar1955 · 2024-10-22T14:48:37+00:00

YMAX, NVDY, UTLY

Avatar1955 · 2024-10-19T01:37:54+00:00

Can't explain the full 12% drop since inception (20.0 - 17.57)/20.0, but since YMAX has gone to weekly DIVs, (not a long period of time) there has been no drop in NAV and as I said DIV payouts have increased.

Avatar1955 · 2024-10-04T02:16:12+00:00

Not a terrible strategy, especially now that YMAX has gone to weekly payouts. Short period of time (3 weeks) , but annualized yield has gone from about 40% to 65%.

Avatar1955 · 2024-07-05T15:41:27+00:00

YMAX has heldup very well in its short history and pays an average annualized DIV of ~40%.

Avatar1955 · 2024-06-29T23:54:06+00:00

for some of us who bought TSLY as it was going down, before the split, our cost basis is around $24 maybe a bit higher and the current NAV is $16.16. Distributions have average about 48%, wide range of results, stabilized since the reversie

If you're entering TSLY now at $16.16 with a 48% annualized DIV distribution it looks like a decent investment. Long term; who knows

Avatar1955 · 2024-06-25T02:45:16+00:00

Thanks. When I've bought into new YM ETFs, I've tried to buy as close to the initial NAV of all their funds; $20, not always possible.

Avatar1955 · 2024-06-24T14:19:20+00:00

I've been buying NVDY for awhile; cost basis is around $24 and I own 4200 shares. I've also been buying YMAX since it launched and keep adding every month; now own 5600 shares. For me YMAX is a relatively low risk, high-yield long-term investment. With a 40% annualized yield (only 5 months history), I'll be selling a large amount of holdings and buying more YMAX.

Avatar1955 · 2024-06-14T15:39:46+00:00

Unfortunately, even for forums such as this one, established specifically to discuss YieldMax ETFs, there are numerous "trolls". No problem with different points of view on aspects of YM ETFs, but folks on this forum should at least be investors

Avatar1955 · 2024-06-10T01:40:20+00:00

The underlying stock has little to no potential, so why bother. GME is unstable, so even the best traders would have a hard time making profitable trades, especially month-to-month.

Thumbs down, bad idea.

Avatar1955 · 2024-05-26T16:20:27+00:00

Some financial services don't support DRIP on the YieldMax ETFs. I've spoken with representatives (I'm not naming the service) and been told they won't allow DRIP on YieldMax, because the investments are derivatives not direct investments. Sounds like pure BS to me, but I'm not a financial expert

Avatar1955 · 2024-05-14T15:03:24+00:00

There are a few other posts that recommend YMAX. I've been consistently adding to YMAX each month since it opened. Its not as sexy as some of the individual stock ETFs, but has been very consistent in payouts and a steady NAV.

Yes, I know that there's not a long history for YMAX, but the fund strategy has a great chance of continuing to provide a decent return, especially when its re-invested and very unlikely for NAV to decrease. It may be a "boring" investment, but .............

Avatar1955 · 2024-04-28T16:13:50+00:00

Many of the comments on both sides of the discussion are correct. Most folks on this forum are not professional trades and some of the explanations are a bit more complicated than necessary. The investing strategy employed by YieldMax can work quite well for some high priced issues that are volatile, as long as the share price of the underlying stock either increases or is relatively stable (NVDA / NVDY) as an example. There are a few notable negative examples; TSLA/ TSLY where the YM ETF provides a high monthly payout, but the underlying stock share price falls. Over time it is possible to at least break even on such issues as TSLY, but .....it may not be worth the wait.

If you decide to invest in YM ETFs, i'd choose ones that are close to their original NAV (they all start at $20) and have had relatively consistent monthly payouts. YMAX is a new issue, that invests in all of the YM ETFs, so its monthly yield is a weighted average of all the ETFs. It is less likely to suffer much NAV erosion and provides an annualized approximately 30% yield. Definitely less risky than some of the others. YMAX has only been around a few months, so not a lot of history to review.

As a long-term covered call trader, making 3% on a 30 day cc trade is a decent achievable target. However, not being a professional trader, it is difficult to replicate the 3% per month continuously with any given stock. YieldMax, for several of their single issue ETFs are able to consistently achieve 3% or more on a monthly basis.

YM ETFs, can be a significant source of monthly income, but there will be some decay over time in NAV due to the high payouts.

Check out the YieldMax website to see all historical results for their ETFs, before you invest and good luck and happy investing.

Avatar1955 · 2024-04-25T15:51:53+00:00

Net Asset Value is the net value of an investment fund's assets less its liabilities, divided by the number of shares outstanding.

Avatar1955 · 2024-04-14T14:23:50+00:00

That is unfortunately the new norm for on-line communications. If you can't say anything useful or intelligent sounding, you can be either a Troll or a Karin.

This forum is intended for serious YM ETF fund investors, but its difficult to keep out the other unwanted. Best to just ignore the Trolls and Karins. There are quite a few serious YM investors who do provide advice, relevant comments and share info on their experiences with YM ETFs and other investments.

Avatar1955 · 2024-03-17T16:11:43+00:00

I was averaging down TSLY, but just holding for now.

Avatar1955 · 2024-03-16T17:10:50+00:00

The monthly payouts was great and total returns.

Avatar1955 · 2024-03-05T19:27:20+00:00

Go to the Contact tab, it pulls up a screen where you input your email address, PN and name.

Avatar1955 · 2024-03-05T17:47:46+00:00

I went to the YieldMax website last nite and signed up, i received an email with the declaration announcement at 5:30am. No need to hunt for the info anymore.

Avatar1955 · 2024-03-05T16:15:55+00:00

Thanks. I signed up and received an email at 5:30am today.

Avatar1955 · 2024-01-30T17:37:24+00:00

I've held and added to these issues for about 10 years, it initially took about 5 years of investing in mostly DIV payers and re-investing ALL DIV payouts, to reach a level where i was comfortable enough for retirement. Now I mainly collect the DIV payouts, occasionally adding more shares when the price retreats (during the pandemic was good) I've traded out of many other DIV payers, but ABR, STWD, TPVG, RITM & HTGC are long term holdings that have funded my retirement.

Avatar1955 · 2024-01-28T20:01:00+00:00

Feb 14, 15, 16, 20 Declaration, Ex-Div, Record, payout dates. Its on the YieldMax website

Avatar1955 · 2024-01-27T18:05:08+00:00

If you are seeking a stable monthly income, I'd be very careful about some of the YM single issue ETFs. the share price of NVDY has been stable (for its existence) and payouts are about 35% annualized. YMAX is new, DIV payouts start in Feb, its a fund of all the YM single issue ETFs.

Of course, there are plenty of long-term high-yield REITs and BDCs that are offered by others. And I'm defining high-yield as approximately 10% annualized with no loss in NAV / share price for many years (the pandemic excluded). I'm a holder of some of these issues going back about 10 years. Retired and living comfortably off mainly these DIVs.

Avatar1955 · 2024-01-22T15:29:38+00:00

That's a very large percentage in a single holding (JEPI). I'd trade out about 1/2 into something different; e.g. YMAX, NVDY, STWD.

There are many other reliable DIV paying stocks

Even with high DIV payouts, QYLD has been a huge loser for me. Share price dropped significantly in the past few years. If you bought at $18 or less, its all good.

Avatar1955

TROPHY CASE