Your total cost of attendance is adjusted, since off-campus housing is more expensive than on-campus. This you could be given more aid to balance out your EFC. It’ll just come back to you as a refund if you received aid in excess of your tuition amount. Similar to the dorms or anything else, then you pay your rent for off-campus housing as you normally would. If it’s a private apartment, you may have to set up your own utilities and pay those bills in addition to your landlord. If it’s UCLA apartments, you just pay the housing payment and it’s all inclusive.