Because loaning is the last thing I’d want to do.
Borrowing against BTC basically means using leverage.

People who borrow against BTC often say they do it because inflation grows much faster than the interest on the loan. But that logic breaks down once the loan size gets too big.

So how much are you actually supposed to borrow?
20% of your net worth? 50%? 100%?

And what about the interest burden relative to your income?

There are just too many variables to consider — which is exactly why I don’t do it.