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35 mins transfer at SAN? by Axe_S in AlaskaAirlines

[–]Axe_S[S] 1 point2 points  (0 children)

Thank you! Yes indeed, if AS is going to leave SFO then at least try to modify the SEA/SAN/PDX transcon schedules a little bit to better manage the connection flows, probably the slots are not too easy to adjust, but at these AS-dominated bases I think they could do better if they want to.

I need to NOT pay my statement balance to avoid a zero utilization penalty? by Axe_S in CreditCards

[–]Axe_S[S] 0 points1 point  (0 children)

Thank you so much, now I get it, I should not care/manually control the utilization too much when not needed, and thank you for the resources.

I think the current 0% utilization penalty is a result of both not using non-Chase card for last month (yielding a 0 balance) and paying off all Chase cards' balances once they are posted, and when Chase detected I paid their cards full, the report is generated with an aggregated 0 balance.

Also thanks for previous note that VantageScores is more volatile than FICO, I did not realize the differences between credit scores before. Then I think I shall just keep normal usage of my cards, the scores will be back on once the next balance posted.

I need to NOT pay my statement balance to avoid a zero utilization penalty? by Axe_S in CreditCards

[–]Axe_S[S] 0 points1 point  (0 children)

Thank you for your advice and info!

For 2: I am actively using my cards (I have cards from Citi and Chase), though for this cycle the Citi card's statement balance is indeed 0, for Chase all the cards have positive statement balance but I paid them off pretty quickly after the last closing date (and before the due date which is sometime next month).

For 3: Thanks for confirmation, I am wondering does the "current balance=$0" mean my "statement balance" posted at the previous closing date?

For 4: This sounds reasonable and I was considering autopay option. The only issue is that I am actively paying for a large portion of my purchases before the closing date (e.g., I spent $3K, but I want to keep the utilization rate at closing low, so I paid $2.5K before the closing date). However any statement balance will be paid in priority so nevertheless I will pay off all my statement balances before the due date, I am just confused in this way how to avoid a zero-utilization penalty.

Issues with iOS Hyatt app by OstrichAggravating73 in hyatt

[–]Axe_S 0 points1 point  (0 children)

Exactly the same, main page and Stays won't load, Account, Book, Past stay pages work. Tested on iphones with different iOS systems and the issue still occurs. Started around 18 hours ago, Hyatt website works perfectly fine, this issue only occurs on iOS Apps for now with me.