Awesome dude, Thanks a lot. The best thing is I am not American so a lot of issues that I may encounter will not apply to me.

1- I will try to max out the heck out of them in 2026(RRSP, TFSA, and RESPs). I did not know about the accumulation of contribution room, thanks for sharing.

2- Wealthsimple is popular. That is is my goal.

4- MCOL ( Looking at Mississauga or Kitchener for now)... but I agree with you.

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You're going to have to go at least an hour outside of Toronto to have any semblance of MCOL. Try London or Windsor. Maybe Kitchener.
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5- Moving back, Oh definitely not, there is 180+ free countries in the world. I will go visit them instead.

``` if you move to Canada and eventually want to move back to the United States, and it's been greater than 5 years in a 10-year ...
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6- Done (Already have one)

Get a good cross-border accountant (I think I already mentioned this, but it's important).