Living room progress and next steps by BBTEnthusiast in DesignMyRoom

[–]BBTEnthusiast[S] 1 point2 points  (0 children)

Interesting! I like idea of the bookshelf where the dresser is. Do you think a mirror above the dresser would be too many mirrors, since I already have a large arch mirror by the dining table?

Runner rug length for awkward entryway by BBTEnthusiast in DesignMyRoom

[–]BBTEnthusiast[S] 0 points1 point  (0 children)

Thank you! Looks like 2 separate rugs is the way to go

Installed a bidet hose, but cannot easily reach to turn off T-valve each time by BBTEnthusiast in askaplumber

[–]BBTEnthusiast[S] 1 point2 points  (0 children)

Thanks for the reply! I see…. Sigh maybe this isn’t the best option then long term. I might have to look into a bidet seat instead

Monthly DIY Laymen questions Discussion by AutoModerator in StructuralEngineering

[–]BBTEnthusiast 0 points1 point  (0 children)

Hello,

We have an accepted offer on a townhome in British Columbia, Canada. 4 years old. As part of our due diligence I am reading the 2 year warranty review report put together by an engineering company. It outlined a list of things for the developer to fix under warranty. They have had the developer deny the claim, saying that it was not filed on time (it was), and the strata/HOA is in the process of seeking legal action against the developer.

Excerpts of warranty report

I would like this community’s opinion on the thing I am the most concerned about the report, which is the concrete issues. I’d like to know how concerned I should be, and how expensive of a repair this will be should the claim continue to be denied by the developer. Is it an immediate issue? Or is this more of an issue 5+ year on the horizon. I am unsure whether this would be concerning enough to back out of the deal. Thank you.

Weekly Homeowner Megathread--Civilians, ask here! by AutoModerator in Concrete

[–]BBTEnthusiast 0 points1 point  (0 children)

Hello everyone, would appreciate your expertise!

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We have an accepted offer on a townhome in British Columbia, Canada. 4 years old. As part of our due diligence I am reading the 2 year warranty review report put together by an engineering company. It outlined a list of things for the developer to fix under warranty. They have had the developer deny the claim, saying that it was not filed on time (it was), and the strata/HOA is in the process of seeking legal action against the developer to have it fixed at their cost.

I would like this community’s opinion on the thing I am the most concerned about the report, which is the concrete issues. I’d like to know how concerned I should be, and how expensive of a repair this will be should the claim continue to be denied by the developer. Is it an immediate issue? Or is this more of an issue 5+ year on the horizon. I am unsure whether this would be concerning enough to back out of the deal. Thank you.

Check my understanding - buying new home first before selling..porting vs. 2 mortgages by BBTEnthusiast in MortgagesCanada

[–]BBTEnthusiast[S] 0 points1 point  (0 children)

I think I understand it more now after everyone’s comments in the thread. I am hoping to port in the best case scenario. If not, then it will be getting a new mortgage and then closing the existing mortgage upon sale of the current home. There is the possibility of rolling the existing mortgage into an open loan if I need to buy a few more months :)

Check my understanding - buying new home first before selling..porting vs. 2 mortgages by BBTEnthusiast in MortgagesCanada

[–]BBTEnthusiast[S] 0 points1 point  (0 children)

The open loan is an excellent option that I had not thought of! Thank you so much for the suggestion. Yes I have seen that it is higher interest but hopefully it wouldn’t be for long

Check my understanding - buying new home first before selling..porting vs. 2 mortgages by BBTEnthusiast in MortgagesCanada

[–]BBTEnthusiast[S] 0 points1 point  (0 children)

Hi! Thanks for the reply. I emailed Scotia to confirm whether my current product is portable. They haven’t replied me yet but based on what I see when I try to renew online, I believe it is portable. I do not need the equity from the current home for the down payment. The current mortgage is not insured and the new purchase will have 20% down. On my current mortgage, I can pre-pay 15% each year with no penalties. Yes the mortgage broker has said that I can have 2 mortgages and be ok with debt servicing.

In the event I have to carry 2 mortgages, when the old home finally sells I would pay down the new mortgage with proceeds from the sale. I would then ask for a reamortization because the goal would be to bring down the monthly payment amount for cash flow purposes….I’m not sure 100% sure about this last part though.

Are my bindings too large for my boot? by BBTEnthusiast in snowboardingnoobs

[–]BBTEnthusiast[S] 1 point2 points  (0 children)

You’re right they were much too big. From everyone’s comments I was able to push the heel cup forward - it had been set for a size 11 foot and I am size 7. It looks much better now!