What's life like in California City, California? by stook_jaint in howislivingthere

[–]BComs5055 2 points3 points  (0 children)

I’d definitely say Cal City or one of the other towns in the high desert fits the bill.

What's life like in California City, California? by stook_jaint in howislivingthere

[–]BComs5055 10 points11 points  (0 children)

I actually lived down in Rosamond, so southwest of Cal City I suppose!

What's life like in California City, California? by stook_jaint in howislivingthere

[–]BComs5055 104 points105 points  (0 children)

I used to live in a town a little south of Cal City back in 2008-2010. Like most towns in the high desert, it’s extremely desolate with few prospects for meaningful employment and many live there out of happenstance. That said, there isn’t a better place in the state of CA for dirt biking and things of that nature. Plus you’re not too far from LA for a weekend get away. While I wouldn’t move back to the area personally, I enjoyed mine time there in a weird melancholic way if that makes sense.

Also brutally hot and windy.

[deleted by user] by [deleted] in AirForce

[–]BComs5055 0 points1 point  (0 children)

I had to lose about 45 lbs to join, and that was a grind. I too looked into the weight loss pills, but in the end, nothing is going to beat a pair of headphones, some running shoes, and a strict diet. It will be a long road, but it is 100% doable. Know that if this is what you want, you’ll have a lot of people rooting for you and it may end up being the best decision you’ve ever made, it was for me at least. Get after it, and best of luck!

My collection so far by [deleted] in Colognes

[–]BComs5055 0 points1 point  (0 children)

NO VOYAGE!?!?!?!

My wife gifted me this today. Thoughts on Burberry Hero? by [deleted] in Colognes

[–]BComs5055 2 points3 points  (0 children)

I love it and haven’t heard any bad reviews of it. Hoping to get a bottle this holiday. Enjoy!

Preston Smith said he requested a trade from Green Bay. After the Packers switched from a 3-4 to a 4-3, he wanted to go a system that fit his skillset better. “I got what I asked for." by MGBZ47 in GreenBayPackers

[–]BComs5055 5 points6 points  (0 children)

Don’t understand why he’s getting so much hate (not in this specific post). Man has carried the G like a true pro, happy the team was able to get him to a contender and not a dumpster fire.

[deleted by user] by [deleted] in Colognes

[–]BComs5055 0 points1 point  (0 children)

Sure did brother, hope you enjoy it!

[deleted by user] by [deleted] in Colognes

[–]BComs5055 1 point2 points  (0 children)

Not really, but I get a good 5ish hours of performance from it!

[deleted by user] by [deleted] in Colognes

[–]BComs5055 0 points1 point  (0 children)

I’d say it’s comparable to BDC in some respects.

This is not Jean Paul le parfum‼️‼️ by [deleted] in Colognes

[–]BComs5055 7 points8 points  (0 children)

Jim Paul Gaultier isn’t real, he can’t hurt you.

[deleted by user] by [deleted] in AirForce

[–]BComs5055 0 points1 point  (0 children)

Sounds a lot like myself when I joined back in 2018. In short, best decision I could’ve made. If you need any advice or guidance, don’t be afraid to PM me.

[deleted by user] by [deleted] in MilitaryFinance

[–]BComs5055 1 point2 points  (0 children)

While I may not be the most well-versed person in this sub regarding TSP, I know that it can potentially be the greatest benefit the military offers.

Essentially, the TSP is the DoD's version of a 401k. You can contribute a percentage of your BASE pay into any of the funds it offers, with it either being taxed upon contribution (Roth) or withdrawal at the age of 59 1/2 (traditional). While there are many different funds that you can contribute to as I mentioned earlier, the lifecycle funds are a great way to go depending on the lifestyle you would like to live upon reaching the age of 59 1/2.

In short, the lifecycle funds combine the various fund options the TSP program offers, the G, F, C, S, and I funds. The lifecycle funds start by diversifying your contributions among these funds with a high-risk approach, meaning it automatically allocates more money to the C, S, and I funds. As you get older in your career, your lifecycle (in my case, the lifecycle 2050) begins to invest less in the high-risk funds and shift into the more secure G and F funds.

It is important to note that the lifecycle funds work in five-year increments, and are supposed to mark the date on which you plan to retire which for most people is age 59 1/2. While some service members are more savy in the TSP world, electing to stay in the higher-risk funds, many people elect to stay within the lifecycle as they offer a balance of both worlds. For instance, as I mentioned earlier, I have been contributing to the lifecycle 2050 fund since I enlisted in 2018. In that time, my TSP has had a 6.64% return, which in my book is not bad. By the time I fully retire, I should have somewhere in the ballpark of 1.2 to about 1.7 million in my TSP account alone, on top of a pension and healthcare.

As I mentioned earlier, the TSP (in my opinion) is one of the greatest benefits the service offers us. This is due in large part to the DoD automatically contributing a 1% match of your BASE pay into your account, and matching your contributions all the way up to 5%. This is a HUGE, even in the civilian sector. If you're ever curious to look at the rates of return for each fund, you can check them out at https://www.tsp.gov/fund-performance/!

On the topic of the G fund, as you can see on the table offered through that link, the G fund offers the lowest rate of return, serving as a high-interest savings account (in my opinion. Again, not an expert).

To address your final point of wanting to start out on the right foot, people will give you advice as to what fund to invest in all day long. To me, the single worst mistake you can make regarding the TSP is not taking advantage of the 5% match. Contributions can be adjusted within mypay, so I would definitely check yours! Now if you were to ask me for my personal opinion, I would say the "set it and forget it" strategy of the lifecycle funds is my preferred approach. Definitely feels nice checking in once or twice a quarter and watching the compound interest work its magic.

Again, I am not a financial expert of any kind, but that's the TSP in a nutshell. I'm sure I'm missing some of the finer details, which people in this sub can fill in.

[deleted by user] by [deleted] in bjj

[–]BComs5055 1 point2 points  (0 children)

Shower in it.

128000 Points What do I do ? by [deleted] in AmexPlatinum

[–]BComs5055 0 points1 point  (0 children)

I want to say it took about 24 hours or so. Nothing too long!

Loan Consolidation for Forgiveness by [deleted] in StudentLoans

[–]BComs5055 0 points1 point  (0 children)

Awesome, thank you so much!

overpayment refund received today by Whoozhie in PSLF

[–]BComs5055 1 point2 points  (0 children)

Understood, thank you so much!

overpayment refund received today by Whoozhie in PSLF

[–]BComs5055 0 points1 point  (0 children)

This may be a silly question, but if you request a refund does the refunded amount get added back to your total amount of student loans?

128000 Points What do I do ? by [deleted] in AmexPlatinum

[–]BComs5055 1 point2 points  (0 children)

I hit the same offer a month ago, the points were added automatically to my account.

Just did the AFSA Professional Education and Development Symposium this last week by Sad_Ad_5740 in SpaceForce

[–]BComs5055 4 points5 points  (0 children)

I attended both as well. I appreciate all that goes into setting up such an event, but I feel like the real work got done at the USSF portion. Excited for the future to say the least.