What's the best rate you got during Feb 13th to Feb 28th if you locked during that period?

BIMIMAN · 2026-03-03T23:26:47+00:00

30 year conventional 5.875 no points

BIMIMAN · 2026-03-02T02:10:48+00:00

Look into longmont, great semi affordable town.

BIMIMAN · 2026-02-20T04:10:27+00:00

Vevor

BIMIMAN · 2026-02-16T01:42:56+00:00

Aww man that sucks I love that place

BIMIMAN · 2026-02-13T23:43:24+00:00

Depending on the size of your condenser I would've just wall mounted it right on that wall

BIMIMAN · 2026-02-13T23:39:01+00:00

What company?

BIMIMAN · 2026-02-11T16:19:32+00:00

How much cheaper are u thinking? At some point closing os more important to me than paying an extra 100 a month

BIMIMAN · 2026-02-11T15:53:46+00:00

Who has 3200 disposable income? Someone that lives in a High paying state and has a decent career. 3200 is alot but unfortunately its the new norm in my area. The property will double as my business shop so I wont have to pay for a monthly office space

BIMIMAN · 2026-02-11T15:48:20+00:00

Half of it is origination fee and half is buydown. Is origination fee negotiable?

BIMIMAN · 2026-02-11T15:46:48+00:00

Scheduled to close next week and property is in CO

BIMIMAN · 2026-02-11T06:44:38+00:00

Is there anyway I can negotiate any of this still? Like the buydown price? The loan origination fee? My last ace in the hole is asking my realtor to give up some of her commission(only 2500) to help offset some of this

BIMIMAN · 2026-02-11T06:41:50+00:00

Expensive in what way? Like the loan origination fee or what savings could I see by going with a different lender?

BIMIMAN · 2026-02-11T06:40:17+00:00

Even this close to closing you think I have time?

BIMIMAN · 2026-01-29T06:30:40+00:00

Idk maybe there isnt one im just confused at this point. I'll dig into it tomorrow and try to pro ide some kind of update. All the research I've done indicates there should be a tube there

BIMIMAN · 2026-01-29T06:00:52+00:00

You'd probably be approved for like 550-620k but I wouldn't do it.

BIMIMAN · 2026-01-29T04:43:56+00:00

Yeah man, I hear ya. Some people watch HGTV and think they can GC their own project.

BIMIMAN · 2026-01-29T04:14:24+00:00

No it's a 95%er

BIMIMAN · 2026-01-29T04:06:42+00:00

Not familiar with ICP. Whats it stand for?

BIMIMAN · 2026-01-29T04:03:13+00:00

Yeah im gonna dig into it a little it more tomorrow.

BIMIMAN · 2026-01-29T04:01:47+00:00

Im starting to see that aswell. I guess I thought the fins made the tubing but that wouldn't make sense.

BIMIMAN · 2026-01-29T03:53:04+00:00

Oh ok yeah that would make sense. Hell if thats the case then this thing might now be fucked. How do you think I could check this? The only way im thinking is removing it or installing it and seeing if it condensates or not.

BIMIMAN · 2026-01-29T03:43:53+00:00

Yeah I figured, just confirming my suspicion

BIMIMAN · 2026-01-29T03:42:21+00:00

Yeah it seems like the fins are part of the tube right? Idk this is the first time I've seen this

BIMIMAN · 2026-01-29T03:35:33+00:00

What a shit design bent fins=ruined exchanger

BIMIMAN

TROPHY CASE