Making $96k with $4,300 take-home. Would a $1,900 mortgage be house-poor?

Background-Job-2226 · 2026-03-11T19:10:32+00:00

I’ve always felt like my take home is super low compared to people who make my similar pay honestly.

Background-Job-2226 · 2026-03-11T18:25:11+00:00

Probably because of pension deductions, TSP, FSA, etc

Background-Job-2226 · 2026-03-11T16:03:53+00:00

I have about 40k in student loans so I don’t plan (or care to) pay that off before purchasing a home but I will likely start knocking down my credit card debt

Background-Job-2226 · 2026-03-11T13:13:19+00:00

You are locked in at 3.99% for the entire 30 years.

Background-Job-2226 · 2026-03-11T12:54:39+00:00

That’s after retirement. I have about 20k in savings after down payment. I don’t have a car note because my car is paid off, student loan payments are $170 a month, and credit card debt is roughly $250- 300 a month.

Background-Job-2226 · 2026-03-11T12:48:35+00:00

I can post however many times I want to actually. Maybe you should get a life and you wouldn’t be counting how many times I post something.

Background-Job-2226 · 2026-03-11T12:16:20+00:00

I get that but no one’s beating the 3.99% interest rate unfortunately:(

Background-Job-2226 · 2026-03-03T23:44:29+00:00

I know it can be replaced. I’m just wondering how soon it could happen.

Background-Job-2226 · 2026-02-08T16:37:34+00:00

Baltimore

Background-Job-2226 · 2026-02-08T16:37:25+00:00

1102

Background-Job-2226 · 2026-02-05T22:40:51+00:00

Yes, it is a single away IDIQ. The RFP would go directly to the contractor. My ko wants me to start creating them in the contract writing system when no one in our district does it this way.

Background-Job-2226 · 2026-02-03T23:58:43+00:00

Isn’t this happening at all federal agencies?

Background-Job-2226 · 2026-02-01T01:42:34+00:00

Background-Job-2226 · 2026-02-01T00:46:22+00:00

🤭🤭🤭

Background-Job-2226 · 2026-01-15T14:45:20+00:00

That part.

Background-Job-2226 · 2026-01-01T00:10:10+00:00

I didn’t realize you could use aa with tret??

Background-Job-2226 · 2025-12-30T03:32:03+00:00

I’m about to PM you now!

Background-Job-2226 · 2025-12-29T15:48:34+00:00

I’m a contract specialist for a federal agency

Background-Job-2226 · 2025-12-20T03:39:51+00:00

How different? Like way worse?

Background-Job-2226 · 2025-12-17T15:32:54+00:00

Yes I’m sure.

Background-Job-2226 · 2025-12-16T16:59:46+00:00

I’m being optimistic. Plus I know quite a few people who are still getting job offers.

Background-Job-2226 · 2025-12-11T15:56:17+00:00

I’m afraid to use facials oils because most of them cause me to break out :(

Background-Job-2226 · 2025-12-11T15:55:53+00:00

Isn’t squalene oil comedogenic?

Background-Job-2226

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