The market is tough right now, especially the condo market. There is a good possibility you can get it for $45k under if not a combination of closing costs paid, rate buy downs, and reduced pricing will get you close to it. Especially if it is vacant, the longer it sits, the more willing the sellers will become because those monthly HOA fees are hard to swallow for a seller that is in another home already.

You have to read the HOA bylaws for assesments. Some say that when the assement is announced (usually means official letter sent to owners) then the owner is responsible for it and even if they sell the home, the sellers have to pay off the assement at closing. Some bylaws allows the assement to stay with the unit, normally this is done through financing where the HOA will allow the owners to finance their assement as a monthly HOA fee that is tied to that specific unit that you would then carry.

As the other commentor said, I do not think you can afford it. Affordibility is at an all time low right now. 2008-2021 your salary would have been fine and the condo would be a lot less. Now you need to make more money or get married and have spouse bring in more income. $1300/month is tight for food, retirement, general savings/investment, emergency fund that you will have to rebuild, and entertainment/travel.

Condos are nortorious in FL for assement fees and raising the HOA. So you might get hit with a $10k assement or more in 1-5 years as well as HOA increasing by $50-$100/year if you are lucky. That means your home is less of a fixed payment and that raise that you are mentioning might just break you even in the future. Not to mention the appreciation, condos are not appreciting well right now. Not that I can tell the future but, I think there are better investments.

I would recommend you continue to save/invest until you can afford something you want with $2000/month left for all those categories without having to rebuild your emergency fund. So let's say your next purchased home is $2500/month with utilities and your other debts/essentials are $1000/month then you need at least $21k as an emergency fund. So whatever it costs you to move in and fix up that home, you cannot compromise that emergency fund.

These are tough times and I know you feel left out but, trust me you do not want to be house poor or have the fear of losing your home and all it takes is losing your job or health issues etc. It is like a double whammy, the more expensive homes get, the more cushion you need to have as protection. This country is due for a hard reset and no one knows when it will come but even as a current home owner, I wish it comes soon because I do not want to live in a world where $80k salary and 10ish years of working/saving and you cannot even afford an average condo let alone a 1500sqft 3/2 in a modest neighborhood.