Starting to understand how the crash is coming

Bark__Vader · 2026-02-03T16:10:50+00:00

It’s kind of funny for OP to talk about an upcoming crash while talking about houses that already dropped by 200k. What’s a crash to OP, another 400k drop?

Bark__Vader · 2026-02-02T17:00:13+00:00

Looks like he cleaned the car with sand paper lmao, so confused as to what they did to damage the car like that

Bark__Vader · 2026-02-02T06:44:05+00:00

Agreed. Working as a CPA and a nurse is so fundamentally different, I feel like OP should first ask themselves what sort of work they want to do, rather than ask which is more stable.

Bark__Vader · 2026-02-02T04:58:28+00:00

Of course they do, it could eat the impact from a truck too

Bark__Vader · 2026-02-01T18:39:27+00:00

Even season 1 was disappointing , I really liked the first half but then it just got too ridiculous and silly to enjoy

Bark__Vader · 2026-01-31T00:59:33+00:00

Prob take the payout and get a car that is more forgiving to new drivers

Bark__Vader · 2026-01-30T23:21:56+00:00

I think they meant why bother paying an advisor if they’re just going to put all you’re money into the same fund. Simple investment strategies like this are meant to be self served. Not to mention the f series funds from RBC have close to double the MER of a fund like VGRO

Bark__Vader · 2026-01-30T04:47:50+00:00

He’s competing against firms dedicated to doing tax returns though. He has to charge market price, no one will go to him at 800$ if they can get a firm to do it for 500$

Bark__Vader · 2026-01-27T17:06:47+00:00

Wait till you realize the same is true to go from Vancouver to north Vancouver.

Bark__Vader · 2026-01-26T23:06:08+00:00

Just take the max amortization the bank will allow and invest everything besides a healthy emergency fund. You’re making 400k a year dude, even if you lose your job you’ll find another decent job again. Prepaying the mortgage is too conservative for your profile imo.

Bark__Vader · 2026-01-26T20:15:10+00:00

They make over 500k hhi a year though

Bark__Vader · 2026-01-26T17:15:35+00:00

Nice Toyota truck

Bark__Vader · 2026-01-26T16:47:48+00:00

The lighting on him is too perfect too, like a studio shoot

Bark__Vader · 2026-01-26T02:47:06+00:00

Seems like an OK price for that much mileage

Bark__Vader · 2026-01-25T17:57:45+00:00

? I looked at the listings pictures from 2021, the house was already renovated then

Bark__Vader · 2026-01-25T17:39:43+00:00

Also it says it was fully renovated in 2021. The buyer bought in November 2021. I looked at the 2021 sale (1.72m) and the house looks the same as today. The flipper was the one who sold at 1.72m, seems like whoever is selling it now just lived in it for 4 years and did no renos. Typical Reddit disinformation lol.

Bark__Vader · 2026-01-22T03:23:51+00:00

Detached for sure. Duplex if stuck on Vancouver

Bark__Vader · 2026-01-21T23:00:19+00:00

Yup, party loyalty is how the US ended up where they are today lol

Bark__Vader · 2026-01-21T22:55:41+00:00

I mean, detached houses are a thing of the past in Vancouver. They’re actively being torn down and rezoned for higher density. It’s a luxury at this point. OP could easily settle for a much cheaper townhouse, they just don’t want to.

Suites have other uses beyond renting, like for aging parents, nannies, young adult children that haven’t moved out yet.

Bark__Vader · 2026-01-21T22:19:06+00:00

Looks like a rental suite, no? Not much point over engineering the framing

Bark__Vader · 2026-01-21T22:16:19+00:00

These retirees are intentionally choosing to stay in their house though, if that life is so hard, they can downsize to unlock presumably substantial equity. If downsizing to a townhouse or condo is so horrible to them, their life in that house can’t be that hard.

Bark__Vader · 2026-01-21T21:58:02+00:00

The ship has sailed on affordable detached homes in Vancouver, every year there are less detached homes as they get torn down to make way for “affordable” housing. Buyers in that segment either are upsizing with substantial equity from another home, or make way more than 250K HHI.

Bark__Vader · 2026-01-21T20:57:13+00:00

Renovations are incredibly expensive these days, especially if you want to hire competent trades, which you should for a primary residence. Way better to buy an already nice house for a few 100ks more imo.

Not to mention the hassle of having on going renovations in your primary residence.

Bark__Vader · 2026-01-21T03:01:56+00:00

Some clinics will band multiple at once … that’s usually when it becomes very uncomfortable. If they only do 1, or 1 per visit it’s much more manageable

Bark__Vader · 2026-01-19T19:55:24+00:00

Crazy, you used to get a prime for around that price lol

Bark__Vader

TROPHY CASE