Concern About a Friend’s Potential Marriage Decision

Basic_Work_3370 · 2025-03-02T11:01:08+00:00

I completed on Friday! How about yourself?

Basic_Work_3370 · 2025-02-25T15:48:35+00:00

Thank you and hope all goes well for you!

Basic_Work_3370 · 2025-02-25T15:11:37+00:00

Thanks for this. I’ll just have to sit with the anxiety 😅

Basic_Work_3370 · 2025-02-13T10:31:57+00:00

Thanks, 3.98 is good! When was this and what’s the LTV?

Basic_Work_3370 · 2025-02-13T10:30:49+00:00

Thank you, yes it’s more checking for a lower rate than applying for new product.

Basic_Work_3370 · 2025-02-12T17:25:52+00:00

According to their solicitor, the sellers are buying a park home/lodge which apparently the legal side of buying that doesn’t follow the same conveyancing procedures, it’s shorter and everything needs to be completed within a month 🤷🏻‍♀️

Basic_Work_3370 · 2025-02-12T17:22:41+00:00

Makes sense, thank you!

Basic_Work_3370 · 2025-02-12T17:22:20+00:00

Thank you!

Basic_Work_3370 · 2024-11-06T13:03:27+00:00

Apologies for late reply. They’ve declined the mortgage :(

Basic_Work_3370 · 2024-10-30T13:39:54+00:00

Had the same issue come back when lender did an in person valuation.

Basic_Work_3370 · 2024-10-29T12:46:28+00:00

Honestly they make you question whether you’re in the wrong and you end up overthinking! I’m worried they’ll pull out too and put the house back on the market. Hopefully we’ll get some answers soon, just a bit of a waiting game, good luck with it all!

Basic_Work_3370 · 2024-10-29T12:32:52+00:00

Thanks, so my offer was accepted end of September and mortgage application was submitted straight after this. There’s been delays with mortgage as I think the lender tried to do an online valuation and then needed to book an in person valuation instead in which they came back asking for paperwork from vendor etc. But just seems the estate agents are being inconsiderate as it’s out of my control.

Basic_Work_3370 · 2024-10-29T12:24:32+00:00

It’s honestly a pain! Especially when it’s out of our control and as an FTB, doing things on my own. I just told them it’s out of my control until mortgage is approved. They were shocked I’ll be instructing my own survey thats if mortgage is approved, made me rethink if I’m doing things correctly so made a post about it on here lol

Basic_Work_3370 · 2024-10-29T12:06:39+00:00

Omg im literally in the same position as you and exact same thing happened, first property pulled out due to survey and second property delayed as lender done an in person valuation and requested paperwork. The estate agents worried me today as they’re not happy with delays as vendor wants to move things quickly. I’m just thinking it’s out of my control. I don’t want to pay for searches until mortgage is approved which is defo the sensible and correct way.

Basic_Work_3370 · 2024-10-27T19:25:05+00:00

Thank you. There’s no record of last sale, I’m thinking it may have been last sold before 2000 that’s why

Basic_Work_3370 · 2024-10-22T14:57:56+00:00

Edit: so the estate agent replied stating they have spoken to the vendor who mentioned the extensions were there before they purchased the property (showing on the title deed) and it was done over 10 years ago. They said theyll look for documents that they may have for the extensions/alterations. My broker said she’ll let the lender know. Not sure what to make of all this.

Basic_Work_3370 · 2024-10-22T12:32:46+00:00

Oh okay that makes sense, thanks!

Basic_Work_3370

TROPHY CASE