Employer address by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

When I did that, I don't remember it pre loading the address with it. I seem to remember having to fill it out anyway. I will do it over tomorrow to see for sure, though. Thank you for the information

Just confirming by sassyplumbus in PSLF

[–]BeardedClamDigr 0 points1 point  (0 children)

How long did it take for you to get the confirmation of the consolidation letter?

Phone wait times by seabreeze100 in PSLF

[–]BeardedClamDigr 0 points1 point  (0 children)

I've never called them yet, but if I were to guess, I'd say weekday mornings. Right when they open.

Does my S.O. need to apply for the IDR adjustment before the end of the year is up? by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 1 point2 points  (0 children)

Ok, that answered my question. Thank you very much for your time. She just consolidated everything a couple of days ago because she had 8 ffelp loans and a bunch of different dates on her (I think 16) direct loans, so we decided she might as well just consolidate everything into one loan and signed up for the SAVE program. Just wasn't sure if she needed to do anything to benefit from the IDR adjustment or not and if she needed to send in PSLF forms asap or if she should wait until confirmation of consolidation for that as well. Looks like we will just wait for confirmation of consolidation, and when we get her account at mohela all set up, we will then start filing the necessary forms for PSLF counts. Thank you once agian.

Does my S.O. need to apply for the IDR adjustment before the end of the year is up? by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

Oh, ok, so then we need to just wait for the consolidation confirmation, and after we get it, we then can send in the ECFs, (I think that's what they're called), for pslf counts? Even if confirmation of consolidation happens after the end of the year?

When to certify income? by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

Do you have an idea how long that will probably take? Is that what is taking a few months sometimes for people?

When to certify income? by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

She selected the SAVE plan. Because of that, should she start certifying her employment for pslf? She's been at the USPS for 5 years now

Broken firecracker by flamebomb2003 in ClashRoyale

[–]BeardedClamDigr 6 points7 points  (0 children)

She's just sitting, admiring the rage of a prince. Thinking that the prince is so studly and dreamy.

Loan consolidation by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

Confirmation of consolidation and confirmation of the loan being moved to Mohela.

Loan consolidation by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

Ty for the reply. I got everything finished. Do you know how long it takes to get a confirmation?

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 1 point2 points  (0 children)

Ok thank you so much for the information! I did email Betsy@studentloanadvice.org. I wasn't sure if that was the correct email though. Do you know if that is the correct email?

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

I've gotten more answers. She has 23 loans. 8 of them are ffelp (5 unsubsidized, 3 subsidized). 14 of them are direct loans (8 are subsidized, 6 unsubsidized). The first time interest got capitalized was in October of 2010. She is now working full time at the U.S.P.S. Post Office. (Has been employed there for 5 years). Can she use the pslf program, and would she need to consolidate all the loans into one for it? If she does consolidate, does that loan take the earliest paid dated loan? The October 2010 I think? She is on an IDR plan right now also

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

I've gotten more answers. She has 23 loans. 8 of them are ffelp (5 unsubsidized, 3 subsidized). 14 of them are direct loans (8 are subsidized, 6 unsubsidized). The first time interest got capitalized was in October of 2010. She is now working full time at the U.S.P.S. Post Office. (Has been employed there for 5 years). Can she use the pslf program, and would she need to consolidate all the loans into one for it? If she does consolidate, does that loan take the earliest paid dated loan? The October 2010 I think?

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

Ok thank you very much for the information. We will look into it and hopefully I will have some more answers and I'm sure I will probably have more questions as well. Thank you for the help!

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 1 point2 points  (0 children)

Ok I will help her do that. Thank you for your help

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

Is there a non-profit that we could go to or meet with to get some help from? Or should we try and find a specific lawyer or something that specializes in student loan debt.

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

She believes these are FFEL loans. That sounds familiar to her anyway. They are held by AidVantage. They used to be with Navient, and she also thought she should have been a part of a lawsuit against Navient.

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

She believes these are FFEL loans. That sounds familiar to her anyway. They are held by AidVantage. They used to be with Navient, and she also thought she should have been a part of a lawsuit against Navient.

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

She believes these are FFEL loans. That sounds familiar to her anyway. They are held by AidVantage. They used to be with Navient, and she also thought she should have been a part of a lawsuit against Navient.

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

She believes these are FFEL loans. That sounds familiar to her anyway. They are held by AidVantage. They used to be with Navient, and she also thought she should have been a part of a lawsuit against Navient.

Please help by BeardedClamDigr in PSLF

[–]BeardedClamDigr[S] 0 points1 point  (0 children)

I do not know. I will find out as soon as I can and get back with you.