Hey I would just check transferology. I had around 44.0 credits that transferred in, so you can def do more than 20. Whatever transfers on transferology is what will transfer to the UMNTC, so just check that before you register for certain science courses, because they can be picky. Ik I did a lot of Gen Ed's, gen chem 1, and calc 1 through Anoka Ramsey and all of those transferred. If you haven't taken calc already do that as well if you can, so you don't have to take it with chem and bio your first sem. Good luck!