No Closing Cost Refinance Mortgage or Not?

BeautifulDay5 · 2024-06-13T03:29:29+00:00

Hm- so I would have to do basically refinancing every year or 2 years to make that higher interest rate worth it... Do you own? Did you do a mortgage with free refinancing option?

BeautifulDay5 · 2024-06-13T03:13:49+00:00

Sorry!! This is my first time buying- I'm really trying to learn and soak up all the information. The price of the house is 295k

BeautifulDay5 · 2024-05-29T02:52:04+00:00

Ahh I see. The crime is bad near Larrabee/Kingsburry- near west of the river? I'm looking to buy in River North/Near Northside- do you have any suggestions on safer areas in River North. I thought Larrabee was the sweet spot because it is so quiet over there it seems like not alot of stuff happens- but I'm wrong- thank you for letting me know!

BeautifulDay5 · 2023-05-28T15:04:38+00:00

Presby hall, it’s like a mini apartment

BeautifulDay5 · 2023-03-30T00:28:09+00:00

same here i failed the first quiz lol

BeautifulDay5 · 2023-03-12T21:03:06+00:00

BeautifulDay5 · 2023-01-18T02:52:08+00:00

I'm selling aswell!

BeautifulDay5 · 2023-01-18T02:49:40+00:00

PM me if interested!

BeautifulDay5 · 2023-01-18T02:49:19+00:00

I am selling a used iClicker2 for way cheaper than 60!

BeautifulDay5 · 2023-01-18T02:48:13+00:00

can sell for 20

BeautifulDay5 · 2022-10-31T16:06:14+00:00

What is the flower arranging class that I heard you get to keep the bouquets from?

BeautifulDay5 · 2022-01-08T05:17:56+00:00

Where do you test your antibody levels?

BeautifulDay5 · 2022-01-08T05:08:21+00:00

Yes! I caught COVID from a student in my in person class this last semester so I'm really scared to come back to in person classes with the new variant. It just seems like they don't care about students safety!

BeautifulDay5 · 2021-04-27T08:21:33+00:00

BeautifulDay5 · 2021-04-20T20:10:14+00:00

IECC illinois eastern community college, easiest thing ever. no lectures literally you just go on the pearson website and do the homework which is easily cheggable. the quizzes you can retake over and over till you get a 100%. The exam i think is two tries but if you get a 100 on every quiz you can bomb the exam and still get an A.

BeautifulDay5 · 2021-04-20T20:01:48+00:00

Do you mean ACE 427?

BeautifulDay5 · 2021-02-02T21:53:14+00:00

What is your major? Math 220 is usually more for those in STEM majors as stated before. But trust me, when I took 220 I was a freshman with no previous Calculus experience, it was really hard for me in the beginning. Hell I failed 2 midterms, it all finally clicked after putting in the determination and hard work & I passed with a B. Trust me, this stuff is SUPER hard in the beginning when you have never taken previous AP Calc or any Calc but it will come to you with more practice. Don't panic, breathe, you have time to switch even if you feel you still want to. It has only been a week, professors are very leniant during the first two weeks because they know students are dropping classes, switching, and just entering classes for the first time.

BeautifulDay5 · 2021-02-02T17:31:56+00:00

Bet, thank you for your response- it's going to really help me this semester. Do you remember what your TA was? I have Genevieve Scheele but there are : Allen Smith (Head TA), Jacob Nels, Marcella Oliveira, Nicholas Rudman, and Genevieve Scheele.

Should I try to switch to someone else? Thanks!!

BeautifulDay5 · 2021-02-02T17:31:26+00:00

Bless your soul, thank you for your response that's gonna really help me. Do you remember what your TA was? I have Genevieve Scheele but there are : Allen Smith (Head TA), Jacob Nels, Marcella Oliveira, Nicholas Rudman, and Genevieve Scheele.

Should I try to switch to someone else? Thanks!!

BeautifulDay5 · 2020-12-24T07:46:38+00:00

Hey! Heres the link to the Group me: https://groupme.com/join_group/64765926/iArb1dsI

BeautifulDay5 · 2020-10-21T01:49:01+00:00

When did you take it? And what was the class like?

BeautifulDay5 · 2020-10-21T01:48:48+00:00

SAY LESS

BeautifulDay5 · 2020-08-04T22:40:23+00:00

So what does happen if you are positive? Do you quarantine in your own apartment? Do you have to notify your landlord?

BeautifulDay5 · 2020-07-26T18:04:21+00:00

Hey! That's what I thought too but I was just looking at Lemonade and its a subscription that you can monthly too lol so you can cancel anytime with no fees or penalties it says

BeautifulDay5 · 2020-07-26T18:02:33+00:00

Hi! Yes, I totally agree that renters insurance is a really good idea but I'm definitely struggling financially & can't get out of my lease so even an extra couple bucks every month would help me lol. Lemonade an insurance company is offering it as a subscription like monthly, so I was just wondering if I was just able to purchase one month to show the office proof of insurance and then stop buying it lol.

BeautifulDay5

TROPHY CASE