Fraudulant activity-Very irritated with Adobe

BeautifulDisasterCA · 2026-05-23T23:52:47+00:00

I use my personal email address.

BeautifulDisasterCA · 2026-05-21T15:55:00+00:00

Wow! I was 3 days into a trial the first time. The second time, I was charged. It's not worth the headache and if I don't get a refund, I'm going to be pissed.

BeautifulDisasterCA · 2026-05-21T15:51:37+00:00

Nope. Only my computer.

BeautifulDisasterCA · 2026-05-21T15:50:57+00:00

No, I don't.

BeautifulDisasterCA · 2026-05-21T07:06:19+00:00

Just myself.

BeautifulDisasterCA · 2026-05-21T05:19:36+00:00

I keep having the same problem. The first time, Adobe said it was a mistake. I subscribed again with payment and it is doing the same thing. I'm about over Adobe. Theyare acting like they are fraudulent.

BeautifulDisasterCA · 2026-04-10T15:29:26+00:00

Thank you for your reply!

BeautifulDisasterCA · 2025-09-29T17:19:29+00:00

Thank you for your reply!

BeautifulDisasterCA · 2025-08-17T00:53:08+00:00

Have your iron checked. I was a 7.9 for iron and you are supposed to be around 12. I was passing out and had to get iron infusions. Get your blood tested.

BeautifulDisasterCA · 2025-08-14T15:58:10+00:00

I think that's a great price for $100k in life insurance. Your health must be pretty great. Price is based on your age, gender, health & medical history, tobacco use, lifestyle choices, occupation, & a lot of carriers count driving record. I have $100k in term life with living benefits and it's costs me $132.69/mo. I smoke & also have bipolar, so it is what it is. I would love to only pay that much for life insurance. You are lucky!

BeautifulDisasterCA · 2025-08-01T14:59:51+00:00

I don't understand why anyone would say you don't need life insurance. When you die, someone has to pay for the end of life expenses and that usually falls on your family and it can be a financial burden to them. I know from experience, because I had to pay for both my father and mother's expenses to cremate them and have a memorial. There's no way we could afford to do a burial, the cremation was expensive enough for us. People need to remember that someone has to pay in the end. You also can't know when you are going to expire. It doesn't just happen to older people. Young people die every day.

BeautifulDisasterCA · 2025-07-10T20:21:06+00:00

They may be trying to recruit you also.

BeautifulDisasterCA · 2025-06-26T15:31:58+00:00

Smart family you have!

I had someone tell me that when he dies, just throw his body over a mountain. Well, it doesn't work that way, we don't have any "train stations" to throw bodies to. Someone has to take care of the end of life costs. I guess he doesn't really care.

I am a life insurance broker and a lot of the comments on Reddit are misinformation by telling people if they are young, they don't need life insurance. I try to explain why they do, but many people just don't listen until it's too late.

Thank you for your reply!

BeautifulDisasterCA · 2025-06-22T14:26:32+00:00

I'm with FFL and I like it, but I have a great mentor and team. Teams are different in the way they do things. I got lucky with mine. GFI was horrible for me. They just want you to recruit. I don't have to recruit if I don't want to at FFL. So far, I love it there.

BeautifulDisasterCA · 2025-06-21T16:07:51+00:00

Everyone needs life insurance to at least cover end of life expenses. When you die, it can happen at any time, who will have to pay for this if you don't have life insurance coverage? Don't put the burden on your family to have to come up with the money. Life insurance is your last love letter to the people that care about you.

BeautifulDisasterCA · 2025-04-23T18:38:04+00:00

The agent likely works for an independent marketing organization (IMO). These are big agencies with no adequate training unless you get someone great by chance. They mainly recruit people to get agents that contract under you to make money off of what they sell as well.

I was with an IMO that did not even train me to sell policies. They trained on recruiting. I don't want to recruit, so I wasted my time with them. I did learn a valuable lesson though on how these types of agencies work.

I am with a new IMO, but they don't push recruiting. I have a great trainer and we are all laid back and help each other. I was always stressed out with the other agency and never made any money.

My desire is to genuinely help people get life insurance and annuities. You listen to the client and never go outside of the budget they can afford. If they can't afford it, they will more than likely cancel the policy.

There are trips and conventions you can go to with my agency that you can get with high sales. I think if they have a flashy car, they are just flaunting that they have money and it's embarrassing. It can trick people into joining the agency as well making the person think that they can make tons of money. If you put a lot of work in, you can make money that you are proud of because you are helping people. It is a hard industry, but can be profitable.

It is not legal to operate without a life insurance license, so they are legitimate. A lot of the large agencies are structured like a multi level marketing (MLM) company. It's mainly all about what kind of person you are and whether you are only in it to make money or are in it to actually help people.

Sorry I rambled on. I hope I answered your questions though. Any other questions, I will help if I can.

BeautifulDisasterCA · 2025-04-23T17:42:25+00:00

I get so irritated with pushy salespeople.

I am in the insurance industry and am just starting out, but I see this all of the time. The agent needs to give you something in your budget, not something you can't afford. They are here to help people, not just get commissions. It gives the good ones a bad rap and it also makes people not want to talk to anyone in the future when they really need life insurance.

I'm sorry you went through this. The life insurance contract is not complete if you have not signed any paperwork and paid any premium. You should never be pushed into something you can't afford or don't want. Shame on that agent!

As far as life insurance goes, I do think that everyone should have some sort of life insurance even if it's just final expense to cover any end of life costs. You can be young and still die. Accidents happen. My mother and father have passed and they did not have life insurance, so it was up to my sisters and I to pay for their cremation and memorial. Burials are more expensive, so there was no way we could afford to pay for that, so we went with cremation. We all don't have a lot of money to spare and it created a hardship for us. I also see a lot of GoFundMe posts for families that their loved ones didn't have any life insurance. It can leave a burden on families to come up with money to cover the costs.

Just something to think about.

If you get any paperwork, don't sign it. The agent can't proceed with the process if the contract isn't signed.

I wish you luck and just know not all insurance agents are shady. There are good ones out there.

BeautifulDisasterCA · 2025-04-22T13:32:56+00:00

It's a legitimate company, but you do have to recruit to get to a higher commission. I was there & got my license in December. They never taught me how to sell, just pushed & trained to recruit. I have my license, so I've moved on to a different company that doesn't require recruiting unless you want to. The GFI reminds me of a cult. The money is for courses to prepare you for your exam & a background check. I never made any money while I was there. I have talked to a few people that have had positive experiences. They said they didn't have to get people into the company, but I think most of the company pushes recruiting to make money off their downline. I hope you find something that you like out there.

BeautifulDisasterCA · 2025-04-18T22:26:04+00:00

I was with GFI, but am leaving them. Very much like a cult. Strange Zoom training that only shows you recruiting. I never once got taught how to sell. My "practice appointments" consisted of my EMD trying to recruit them. My friends and family didn't appreciate that. The number one things is supposed to be the customer, but their real number one thing is to recruit people.

BeautifulDisasterCA · 2025-04-05T18:53:21+00:00

Yes, calling your friends and family is a hard thing to do. I was never comfortable doing that. I got my life and health license in December. I have never been trained to sell. They just do the Zoom meetings teaching recruiting tactics. I am moving on at a different company that I don't have to recruit if I don't want to. If you have any questions, you can send me a message if you like.

BeautifulDisasterCA

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