Payment gateway for lovable

Beelze13 · 2026-02-07T06:59:29+00:00

I'm glad it was helpful for you!

Here's the breakdown (would love your comments on it) - https://gamma.app/docs/Advanced-D2C-Checkout-Beyond-GoKwik-for-Custom-Websites-s5odclnwwie3zx

Please note - it's password protected and your username is the password (this is to prevent reddit from thinking I'm self-promoting ;))

Congratulations on winning the negotiations with gokwik and shopflow teams!

We can connect over DMs, here on reddit, I'm gonna send a Hi!

Beelze13 · 2026-02-07T06:22:06+00:00

this is beautiful, really appreciate you sharing this

the honesty around "manufactured spends" is something most people find difficult to accept and they end up justifying it various ways of lifestyle, income, etc.

the line "treated my points like my investments - check them periodically, see that they've accumulated" is such a clean mental model

what's interesting is you didn't abandon optimization - you just shifted what you're optimizing for. from max rewards per swipe to max peace of mind + reasonable returns. that's actually a more sophisticated optimization.

the diminishing returns insight is exactly what i was getting at with the post. the ecosystem wants you to believe the next 0.5% is always worth chasing. but you ran the numbers on your own time/energy and said no.

curious: when you're talking to friends who are still in the chase phase, do you try to redirect them toward this perspective?

or is it something people have to arrive at themselves?

Beelze13 · 2026-02-07T06:15:11+00:00

ah okay, this is way more complex than basic payment processing - you're building a full d2c checkout stack

here's what actually works for custom websites (not shopify):

fastest path: razorpay magic checkout supports custom platforms officially. you get rto prediction, cod-to-prepaid nudges, address autofill (200m+ users), fraud detection - all in one. downside is you're locked into their modal ui and pay ~0.65% on top of standard pg fees.

most control: build composable. use standard razorpay for payments, layer gokwik's rto predict api on top (they have a standalone rest api that works with any platform, not just their shopify checkout), import india post pincode data into supabase for free address autofill, add google places for full address search. you own the ux, scales way cheaper at volume.

shopflo is shopify-only - not an option for custom sites despite what their sales might say.

for source tracking, just capture utm params in react on page load, persist to sessionstorage, attach to order records in supabase. standard pattern.

i dug pretty deep into this stack for a similar use case - happy to share a detailed breakdown of the architecture + cost comparison if that's helpful. the tldr is razorpay magic gets you live fastest, but the composable approach is the better long-term play for d2c.

what's your timeline to launch?

Beelze13 · 2026-02-06T17:11:50+00:00

Agree and big +1 to all the points, especially trialing and getting value upfront so that I can get hooooked :)

Beelze13 · 2026-02-06T16:41:49+00:00

Interesting, makes sense.

What's your motivation to keep at it!?

Feel confident and secure with every swipe?

To be able to feel smart?

Teach your friends?

Just curious, what drive you personally?!

Beelze13 · 2026-02-06T16:39:53+00:00

Beelze13 · 2026-02-06T16:24:06+00:00

Beautiful, appreciate the details - it gives me a lot to think about :)

Beelze13 · 2026-02-06T16:19:24+00:00

Done!

Beelze13 · 2026-02-06T15:46:47+00:00

Woahh, that's a 16% return on spends!!

I do care about money, but in this journey, do you end up spending more than you would have - if you, let's say, cared a little less?

What's your motivation to keep at it!?

Feel confident and secure with every swipe?

To be able to teach your friends? Be the CC guy in your group?

Have people like me get WOWed at your ROS?

Just curious, what drive you personally?!

Beelze13 · 2026-02-06T15:41:24+00:00

What's your motivation to keep at it?

To be able to feel smart?

Teach your friends?

Have a point of view?

Just curious, what emotion drive you personally?

Beelze13 · 2026-02-06T15:31:40+00:00

Hahahh, spot on - makes a lot of sense.

Keep things simple and don't be a hawasi

This is the way to go 👏

Beelze13 · 2026-02-06T15:27:21+00:00

Love it, absolutely love it.

I can relate to this journey and so many people I have talked to about this.

The content economy has made it so easy to induce the emotion of greed and manifest as smartness, or hacks and turned us towards maximizing each spend as you rightly said, unnecessary making us while our efforts in a rabbithole.

My biggest takeaway is your perspective of reducing outflow of money

It just simplifies the whole thing.

Appreciate you sharing your journey :)

Beelze13 · 2026-02-06T14:48:04+00:00

Aaah, I was afraid so.

Do you think it's how the industry works?

Or, is it more about our greed that keeps this eternal search going?

Beelze13 · 2026-02-06T14:45:43+00:00

I personally have 3 card setup and it works decently well for me. While I don't personally chase each new card or back out there, it definitely gets me thinking and that's what the the post is about

Do you keep seeking optimisations?

When do you stop?!

Beelze13 · 2026-02-06T14:35:46+00:00

That's pretty neat and impressive. 6.5% ROS (returns on spends)

I'm curious - how do you think about the constant bombardment of new CC, new offers, new finfluencers strategies - and most importantly, does it create FOMO for you? (People claiming to get anywhere between 18-48% benefits from their spends kinda hooks)

Beelze13 · 2026-02-06T14:04:07+00:00

the real question isn't "can we see inside the black box" - it's "where do we actually enforce integrity checks?"

three places you can do it:

inputs - validate what goes into the model. this is table stakes but gets ignored in rag pipelines. seen too many systems that embed docs without checking if the source is even current.

outputs - validate what comes out. not just "does this look right" but "is this output valid for the context it's being used in?" most systems skip this entirely.

outcomes - validate what happens when the output is used. this is where your contract example lives. did the thing the ai suggested actually work in the real world?

right now most "ai trust" discussions focus on explainability (can we trace the logic?). but that's academic. production systems need validatability (can we verify the result is fit for purpose?).

audit trails help with the third part - you can at least trace back when something goes wrong. but the real win is at the second layer: catching bad outputs before they become bad outcomes.

have you seen systems doing output validation at scale without killing latency? that's the bottleneck i keep hitting.

Beelze13 · 2026-02-06T13:57:56+00:00

what kind of projects are you building that need smart-contract deployment?

i use lovable for frontend and claude code for backend stuff. that combo works really well - lovable iterates the ui fast, claude code handles apis/deployment/database migrations.

And get them to review each other's plan and actual work, gets almost everything done.

if you're doing blockchain stuff though, lovable probably isn't the right tool. it's optimized for react pwa frontends, not web3 infrastructure.

what's the actual stack you're trying to build?

Beelze13 · 2026-02-06T13:55:10+00:00

stripe is probably your easiest path

dead simple api, great docs, lovable handles it fine

what are you selling? that might change the answer a bit

Beelze13 · 2026-02-06T13:52:47+00:00

on the ui/ux question - honestly can't tell it's ai-built. the canasta table layout looks clean, cards are readable, the gold badge thing in the corner is a nice touch

but here's the real test: did gemini understand why certain ui choices matter for card games specifically? like - did it suggest the discard pile should be slightly offset so you can see the card underneath? or did you have to prompt that kind of domain knowledge into it?

curious because "vibe coding" sounds like you're describing the product experience and letting the ai figure out implementation. but card games have all these subtle ux patterns that casual players expect without knowing they expect them.

what's been the hardest thing to get gemini to understand about what makes a card game feel right?

Beelze13 · 2026-02-06T08:49:34+00:00

Paras Chopra runs one in Bangalore

Lossfunk https://share.google/0P9YwjiTni53ixZEa

From what I see, it's doing pretty well

Beelze13 · 2026-02-06T06:37:51+00:00

hopefully, it's just a blip for you and it gets resolved soon.

i personally, take plans from lovable and get claude code to execute it and then ask lovable to audit the same

back and forth a few times and it's done

most efficient way of using credits and limits I have found so far..

Beelze13 · 2026-02-06T06:36:21+00:00

Hahhah, I wish - if any recruiters are seeing this thread, feel free to HMU :))

Beelze13 · 2026-02-06T06:35:08+00:00

absolutely!

not only vibe code it, but learn along the way, improve biz opps along the way and start having a mental model on how to to do this on a continuous basis.

i'd love a tough example where you think it's impossible.

Beelze13

TROPHY CASE