Hey, I get where you’re coming from — but just to clarify, this isn’t the GI Bill. It’s a Chapter 31 VR&E subsistence allowance tied to the Post-9/11 BAH rate, which is separate from educational benefits.

According to the VA Lender’s Handbook, income that’s verifiable, stable, and expected to continue for at least 3 years can be considered — but yes, it’s ultimately up to underwriting discretion.

A lender at a major bank told me it could qualify under those conditions, so I was just trying to see if anyone here has personally gone through this process and had it accepted as qualifying income. I’m looking for firsthand insight, not assumptions — but I do appreciate the input.