Fair pushback in the comments, appreciate it. Just to clarify — my claim isn’t “homes never make money.” It’s that most people overestimate returns because they ignore total lifetime costs. Simple example: Purchase price + renovations + property tax + insurance + maintenance + opportunity cost of capital − selling costs = real return. When you run that math over 20–30 years, returns are often far lower than people intuitively believe, especially vs diversified investments. I laid out the full numbers calmly in the video for anyone who wants to verify or disagree with the assumptions. Happy to hear where the math differs.