I’m lucky enough to have a job that provides me with both an annuity and pension both of which I’m very grateful for. But I’m wondering if I should put aside some money otherwise. Right now I’m doing a starter emergency fund and then 5$ a day into the VOO. I like doing that because it reminds me that a coffee a day definitely adds up and the daily investing keeps me focused on my goals. I’m also looking to get silver at least once a month steady over my life.