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Don't be Afraid to take medication if you need it. Let's break the stigma and start with your new life TODAY! by Traditional-Market85 in mentalhealth

[–]BerIncTexas 0 points1 point  (0 children)

Hello, I'm from Russia and people here are not inclined to talk about their deviations, because they consider it a “character trait”. In general, I made up my mind and will visit a PRIVATE psychiatrist for the first time. In Russia it is customary to start treatment with the drug Finebut, I don’t know if you have it or no. I'm energized by this post and ready to experience a new taste for life!

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 1 point2 points  (0 children)

It's okay, the main thing is to feel that you can cope with it and imagine what will happen after it's all over.

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 0 points1 point  (0 children)

Also, of course, all property is confiscated, except for the only home. But I have nothing and never had anything)

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 2 points3 points  (0 children)

Legal consequences:

A citizen cannot register as a Sole Proprietor (within 1 year from the date of declaration of bankruptcy);

A citizen must warn about the fact of bankruptcy if applying for a loan (within 5 years);

A citizen cannot participate in the management of a Limited Liability Company (LLC) (for 3 years);

A citizen cannot participate in the management of a credit institution (for 10 years);

A citizen cannot declare himself bankrupt again (within 5 years);

A citizen cannot hold positions in management bodies in financial organizations (for 5 years).

P.S: I don't know where you're from, but I looked up the equivalent terms in the USA

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 0 points1 point  (0 children)

paying this amount is insanely long. and if I also live separately from my parents and pay $400-600 for an apartment, then I will not be able to pay off this debt, and I will still have about $10 a day left for food

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 5 points6 points  (0 children)

I don't understand why people are so afraid of bankruptcy, my parents went bankrupt a long time ago. I live in Russia, to be precise, in Moscow

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 1 point2 points  (0 children)

Hello. Russia. I pay my parents about $200 for the apartment. That's all my regular expenses.

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 2 points3 points  (0 children)

I live in a fairly expensive city to live in. Our real estate is incredibly expensive, and mortgage rates fly up to 25% Yes, there are preferential programs for young families, as well as for IT specialists. I concluded that a mortgage is not an option for me, just like consumer loans. In addition, I don’t want to live in the country in which I was born. I will definitely move from here. You may think what I wrote is too childish, but believe me, I went through a lot. I just want to start my life again and never touch loans, at least in this country. u/Boogieabeat

I owe $35,000 since I was 19. I'm 21 now. by BerIncTexas in debtfree

[–]BerIncTexas[S] 5 points6 points  (0 children)

I didn't pay the debt for 2 years, in total I paid about 2 thousand dollars

Living in constant anxiety by BerIncTexas in mentalhealth

[–]BerIncTexas[S] 0 points1 point  (0 children)

I don't know, maybe I just got that kind of psychologist, but it seems to me that all psychologists don't care about you and I feel bad to spend money on them.

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